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427 Flagler Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 427 Flagler Rd, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,310 sqft · built 1984
Lot Size0.415 acres (18,090 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (Dec 2021)
Tax Bill$5,907 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-27-000000-041510

Property Details

APN / Parcel Number

Primary APN26-28-27-000000-041510
Alternative APNs
  • 272826000000041510
  • 72826000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories3 Stories
Building Area3,310 sqft Living Area
Gross Area3,990 sqft
1st Floor Area1,295 sqft
Upper Floors Area720 sqft
Basement Area1,295 sqft
Finished Basement1,295 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable
Roof MaterialOther
Lot Area18,090 sqft (0.415 acres)
Lot Dimensions157 ft deep x 116 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area680 sqft

Exterior Amenities

Pool Area576 sqft
PorchUnfinished Open Porch
Porch Area217 sqft
Patio Area185 sqft

Location & Zoning

Street Address427 FLAGLER RD
CityWINTER HAVEN
StateFL
Zip33884-1002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 1455 FT N & 385 FT W OF S1/4 COR OF SEC RUN E 160 FT N 05 DEG 42 MIN W 153.60 FT TO PT ON CURVE SWLY ALONG CURVE A CHORD DISTANCE OF 154.23 FT S 100 FT TO POB BEING LOT 471 OF UNREC VALENCIA WOOD HILLS
Legal Range26E
Legal Township28S
Legal Section27
Legal SubdivisionLAKE LINK ESTATES
Legal Tract000000
Legal Block1
Legal Lot Number471
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1038
Census Tract13902

Owner

Source: Polk County records · APN 26-28-27-000000-041510

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6927 HOLMES ISLAND RD SE, LACEY, WA 98503-3432
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2024Deed of Trust, Mortgage · Line of Credit
SPACE COAST CU
Dec 17, 2021Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 17, 2021 · Amount on Record
Deed SaleDec 17, 2021 · Amount on Record
Deed Document Number2021328422
Deed Book / Page12031 / 446
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address427 FLAGLER RD, WINTER HAVEN, FL 33884-1002
Transaction TypeMortgage
Record UpdatedFeb 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 FLAGLER RD, WINTER HAVEN, FL 33884-1002

Mortgage

Document Number0000018107
DateJan 24, 2024
Book Page12983/513
Instrument2024018107
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeLine of Credit
AmountAmount Recorded
Term168 Months
DueJan 23, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 17, 2021
Property Address427 FLAGLER RD, WINTER HAVEN, FL 33884-1002
Document Number0000328422
Book / Page12031 / 446
Instrument DateDec 06, 2021
Instrument2021328422
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyINTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2417 PARKLAND DR, 2417, LAKELAND, FL 33811-2057

Transferred To (Grantee/Buyer)

NameVerified Name
Address6927 HOLMES ISLAND RD SE, LACEY, WA 98503-3432

Mortgage

Document Number0012031449
DateDec 17, 2021
Instrument12031/449
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,907.00 (-8.06%) Homeowner's exemption$486,147 (+1.04%) Land $77,513 Building $408,634$486,147 (+1.04%) Land $77,513 Building $408,634
2023$6,425.00 (+30.78%) Homeowner's exemption$481,165 (+47.42%) Land $75,709 Building $405,456$481,165 (+47.42%) Land $75,709 Building $405,456
2022$4,913.00$326,386 Land $35,000 Building $291,386$326,386 Land $35,000 Building $291,386

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050139021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims3 (2004–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 192 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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