438 First Ave, Pelham, NY 10803 Property Records

Westchester County and Pelham Town property record for 438 First Ave, Pelham, NY 10803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,520 sqft · built 1930
Lot Size	0.113 acres (4,944 sqft)
Owner	2 Company Names on Record
Last Sale	$575,000 (Mar 2004)
Tax Bill	$19,976 (2026)
Deeds & Mortgages	Sep 2025 Transfer Jan 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`554403 158.84-1-87`

Property Details

APN / Parcel Number

Primary APN	`554403 158.84-1-87`
Alternative APNs	`440315808400010870000000` `00405000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,520 sqft Living Area
1st Floor Area	782 sqft
2nd Floor Area	738 sqft
Game Room	Game Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,944 sqft (0.113 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00405000
Street Address	438 FIRST AVE
City	PELHAM
State	NY
Zip	10803-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Subdivision	MAP OF PELHAMVILLE
Legal Block	1
Legal Lot Number	87.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	PELHAM
Census Block Group	2
Census Block	2003
Census Tract	5300

Owner

Source: Westchester County and Pelham Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	438 FIRST AVE, PELHAM, NY 10803-1105
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Intrafamily Transfer, Transfer
Jan 16, 2019	Loan Modification, Mortgage · Conventional Mortgage SANTANDER BK NA
Jan 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2004 · Amount on Record
Deed Sale	Mar 23, 2004 · Amount on Record
Prior Sale	Apr 18, 2000 · Amount on Record
Deed Document Number	200440401168
Last Transfer Date	Jul 7, 2006
Transfer Doc	0461940834
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 24, 2025
Property Address	438 FIRST AVE, PELHAM, NY 10803-1105
Document Number	0651743485
Map Reference	MAP 205
Instrument Date	Jun 24, 2025
Instrument	651743485
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	438 FIRST AVE, PELHAM, NY 10803-1105

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	438 FIRST AVE, PELHAM, NY 10803-1105
Document Number	0590283354
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 FIRST AVE PELHAM NY 108031105, PELHAM, NY 10803-1105

Mortgage

Document Number	0590283354
Date	Jan 30, 2019
Book Page	059028/003354

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	438 FIRST AVE, PELHAM, NY 10803-1105
Document Number	0590283353
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	COASTAL LAND TITLE, COASTAL LAND SVCE. INC.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 FIRST AVE PELHAM NY 108031105, PELHAM, NY 10803-1105

Mortgage

Document Number	0590283353
Date	Jan 30, 2019
Book Page	059028/003353

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2049

Tax Assessment & Valuation

Source: Westchester County and Pelham Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pelham Town
Municipality	Pelham Village
Unified School District	Pelham Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,976.00 (-3.7%) Homeowner's exemption
2025	$20,744.00	$829,000 (+4.02%) Land $231,000 Building $598,000	$829,000 (+4.02%) Land $231,000 Building $598,000
2024	Homeowner's exemption	$797,000 (+5.98%) Land $231,000 Building $566,000	$797,000 (+5.98%) Land $231,000 Building $566,000
2023		$752,000 Land $154,000 Building $598,000	$752,000 Land $154,000 Building $598,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1979–2023)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 2 claims Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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