433 First Ave, Pelham, NY 10803 Property Records

Westchester County and Pelham Town property record for 433 First Ave, Pelham, NY 10803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,586 sqft · built 1900
Lot Size	0.114 acres (4,995 sqft)
Owner	2 Individual Names on File
Tax Bill	$20,744 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`554403 158.84-1-7`

Property Details

APN / Parcel Number

Primary APN	`554403 158.84-1-7`
Alternative APN	`00389000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,586 sqft Living Area
1st Floor Area	866 sqft
2nd Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,995 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	228 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00389000
Street Address	433 FIRST AVE
City	PELHAM
State	NY
Zip	10803-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB2
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	PELHAM
Census Block Group	2
Census Block	2004
Census Tract	5300

Owner

Source: Westchester County and Pelham Town records · APN 554403 158.84-1-7

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	433 FIRST AVE, PELHAM, NY 10803-1104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	433 FIRST AVE, PELHAM, NY 10803-1104
Transaction Type	Mortgage
Record Updated	Oct 05, 2023
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 FIRST AVE, PELHAM, NY 10803-1104

Mortgage

Document Number	0632653366
Date	Sep 25, 2023
Instrument	632653366

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Westchester County and Pelham Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pelham Town
Municipality	Pelham Village
Unified School District	Pelham Union Free School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,744.00	$829,000 (+4.02%) Land $231,000 Building $598,000	$829,000 (+4.02%) Land $231,000 Building $598,000
2024	Homeowner's exemption	$797,000 (+5.98%) Land $231,000 Building $566,000	$797,000 (+5.98%) Land $231,000 Building $566,000
2023		$752,000 Land $154,000 Building $598,000	$752,000 Land $154,000 Building $598,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1979–2023)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 2 claims Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Spectrum.

Based on FCC filings for 696 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.