Putnam County property record for 438 Elm St, Baxter, TN 38544
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 856 sqft · built 1947 |
| Lot Size | 0.332 acres (14,500 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $617 (2022) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 071056K A 02500 |
| Primary APN | 071056K A 02500 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 856 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Attic Area | 728 sqft |
| Interior Walls | Paneling |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,500 sqft (0.332 acres) |
| Lot Dimensions | 145 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 438 ELM ST |
|---|---|
| City | BAXTER |
| State | TN |
| Zip | 38544-5226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 20 LOTS 9-11 & P/O LOT 8 & 12, COUNTY AREA: K01 |
| Legal Subdivision | CAMPBELL AND MAXWELL |
| Legal Block | N/A |
| Legal Lot Number | LIST 10 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1100 |
Source: Putnam County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1222 BUCKINGHAM PL, COOKEVILLE, TN 38501-0731 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF TENNESSEE |
| Apr 30, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2021 |
| Deed Sale | Nov 8, 2021 |
| Prior Sale | Dec 12, 2003 · Amount on Record |
| Deed Document Number | 0RB1354116 |
| Deed Book / Page | 1300 / 17 |
| Prior Transfer Date | Apr 30, 2021 |
| Prior Transfer Doc | 256375 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 438 ELM ST, BAXTER, TN 38544-5226 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001375323 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 1375/323 |
| Instrument | 268904 |
| Name | FIRST NATIONAL BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | COOKEVILLE, TN 38501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Apr 30, 2021 |
| Property Address | 438 ELM ST, BAXTER, TN 38544-5226 |
| Document Number | 0000130017 |
| Book / Page | 1300 / 17 |
| Map Reference | VOL 47 PG 137 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 256375 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $155.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 ELM ST, BAXTER, TN 38544-5226 |
| Investor | Possibly a Property Investor |
Source: Putnam County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Baxter Town |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,350 (-) Land $3,650 Building $13,700 | ||
| 2024 | $17,350 (-) Land $3,650 Building $13,700 | ||
| 2023 | $17,350 Land $3,650 Building $13,700 | ||
| 2022 | $617.00 | ||
| 2021 | $69,400 Land $14,600 Building $54,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAXTER WATER DEPARTMENT serves 7,781 people · EPA ID TN0000040 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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