Putnam County property record for 427 Elm St, Baxter, TN 38544
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,464 sqft · built 1955 |
| Lot Size | 0.43 acres (18,750 sqft) |
| Owner | Company Name on Record |
| Last Sale | $64,000 (Oct 2020) |
| Tax Bill | $1,074 (2022) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071056K D 00400 |
| Primary APN | 071056K D 00400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,464 sqft Living Area |
| 1st Floor Area | 1,464 sqft |
| Attic Area | 928 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,750 sqft (0.43 acres) |
| Lot Dimensions | 250 ft deep x 75 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Porch | Open Porch |
| Porch Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 427 ELM ST |
|---|---|
| City | BAXTER |
| State | TN |
| Zip | 38544-5230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 20, COUNTY AREA: K01 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1100 |
Source: Putnam County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1222 BUCKINGHAM PL, COOKEVILLE, TN 38501-0731 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF TENNESSEE |
| Dec 20, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Oct 27, 2020 | Warranty Deed, Transfer INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on Record |
| Deed Sale | Oct 27, 2020 · Amount on Record |
| Prior Sale | Oct 27, 2020 · Amount on Record |
| Deed Document Number | RB1246720 |
| Deed Book / Page | 001246 / 000720 |
| Last Transfer Date | Dec 20, 2021 |
| Transfer Doc | 0001365631 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 427 ELM ST, BAXTER, TN 38544-5230 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1222 BUCKINGHAM PL, COOKEVILLE, TN 38501-0731 |
| Document Number | 0001375323 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 1375/323 |
| Instrument | 268904 |
| Name | FIRST NATIONAL BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | COOKEVILLE, TN 38501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Dec 20, 2021 |
| Property Address | 427 ELM ST, BAXTER, TN 38544-5230 |
| Document Number | 0001365631 |
| Book / Page | 1365 / 631 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 267302 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1222 BUCKINGHAM PL # PI, PI, COOKEVILLE, TN 38501-0731 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Oct 27, 2020 |
| Property Address | 427 ELM ST, BAXTER, TN 38544-5230 |
| Document Number | RB1246720 |
| Book / Page | 001246 / 000720 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 247800 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2020 |
| Title Company | INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $237.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1222 BUCKING HOUSE PL COOKEVILLE TN 38501, COOKEVILLE, TN 38501 |
Source: Putnam County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Baxter Town |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,200 (-) Land $3,650 Building $26,550 | ||
| 2023 | $30,200 Land $3,650 Building $26,550 | ||
| 2022 | $1,074.00 | ||
| 2021 | $120,800 Land $14,600 Building $106,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAXTER WATER DEPARTMENT serves 7,781 people · EPA ID TN0000040 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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