438 Eight Rod Rd, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 438 Eight Rod Rd, Waterville, ME 04901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1989
Lot Size3.16 acres (137,650 sqft)
Owner2 Trust Names on Record
Tax Bill$4,466 (2025)
Deeds & MortgagesMar 2026 Transfer
Aug 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNWAVL M:011 B:120

Property Details

APN / Parcel Number

Primary APNWAVL M:011 B:120
Alternative APN
  • 3595

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Gross Area2,856 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area137,650 sqft (3.16 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3595
Street Address438 EIGHT ROD RD
CityWATERVILLE
StateME
Zip04901-4412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block120
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group3
Census Block3021
Census Tract24202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address438 EIGHT ROD RD, WATERVILLE, ME 04901-4412
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2026Quit Claim Deed, Transfer
Aug 31, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEW DIMENSIONS FEDERAL CREDIT UNION
Dec 21, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
KV FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 2, 2026
Transfer Doc2026004432
Record UpdatedSep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERVILLE ME
Recording DateMar 9, 2026
Property Address438 EIGHT ROD RD, WATERVILLE, ME 04901-4412
Document Number2026004432
Book / Page15656 / 136
Instrument DateMar 2, 2026
Instrument2026004432
Transaction TypeTransfer
Record UpdatedMar 25, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 EIGHT ROD RD, WATERVILLE, ME 04901-4412

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address438 EIGHT ROD RD, WATERVILLE, ME 04901-4412
Transaction TypeMortgage
Record UpdatedSep 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021025275
DateAug 31, 2021
Book Page14152/257
Instrument2021025275
Lender
NameNEW DIMENSIONS FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address438 EIGHT ROD RD, WATERVILLE, ME 04901-4412
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13115/119
DateDec 21, 2018
Book Page13115/119
Instrument2018029658
Lender
NameKV FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term37 Months
DueJan 1, 2022

Tax Assessment & Valuation

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,466.00 (+9.46%)$262,700 (+28.15%) Land $43,300 Building $219,400
2024$211,375
2023$4,080.00 (+12.18%)$205,000 (+45.7%) Land $31,700 Building $173,300
2022$3,637.00$140,700 Land $24,300 Building $116,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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