432 Eight Rod Rd, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 432 Eight Rod Rd, Waterville, ME 04901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,196 sqft · built 1972
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on File
Last Sale$87,500 (Oct 2022)
Tax Bill$3,461 (2025)
Deeds & MortgagesOct 2022 Mortgage
Feb 2020 Refinance
Flood ZoneZone X (minimal risk)
APNWAVL M:011 B:090

Property Details

APN / Parcel Number

Primary APNWAVL M:011 B:090
Alternative APN
  • 3603

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
Gross Area2,938 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3603
Street Address432 EIGHT ROD RD
CityWATERVILLE
StateME
Zip04901-4412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block90
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group3
Census Block3021
Census Tract24202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

432 Eight Rod Rd is owned and occupied by an individual who bought it in October 2022.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address432 EIGHT ROD RD, WATERVILLE, ME 04901-4412
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
NEW DIMENSIONS FEDERAL CREDIT UNION
Feb 13, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NEW DIMENSIONS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2022 · Amount on File
Deed SaleOct 3, 2022 · Amount on File
Deed Document Number202224298
Deed Book / Page14593 / 57
Prior Transfer DateSep 28, 2022
Prior Transfer Doc2022024298
Record UpdatedOct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERVILLE ME
Recording DateOct 3, 2022
Property Address432 EIGHT ROD RD, WATERVILLE, ME 04901-4412
Document Number2022024298
Book / Page14593 / 57
Instrument DateSep 28, 2022
Instrument2022024298
Transaction TypeTransfer
Record UpdatedOct 17, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022024299
DateOct 3, 2022
Instrument2022024299
Lender
NameNEW DIMENSIONS FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address432 EIGHT ROD RD, WATERVILLE, ME 04901-4412
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13474/222
DateFeb 13, 2020
Book Page13474/222
Instrument2020003119
Lender
NameNEW DIMENSIONS FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueMar 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 432 Eight Rod Rd was $3,461.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,461.00$203,600 Land $29,200 Building $174,400
2024$307,705
2023$3,266.00 (+16.98%)$164,100 (+51.94%) Land $22,400 Building $141,700
2022$2,792.00$108,000 Land $17,000 Building $91,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 432 Eight Rod Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 Eight Rod Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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