438 Eben Ave, Findlay, OH 45840 Property Records

Hancock County property record for 438 Eben Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1950
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Mar 1992)
Tax Bill	$1,193 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jun 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1011-074-25-013.000`

Property Details

APN / Parcel Number

Primary APN	`1011-074-25-013.000`
Alternative APN	`600000301620`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Patio Area	45 sqft
Canopy	69 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	438 EBEN AVE
City	FINDLAY
State	OH
Zip	45840-4747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STROTHER ADD LOT 2522
Legal Subdivision	STROTHER ADD
Legal Lot Number	2522
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1012
Census Tract	600

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438 EBEN AVE, FINDLAY, OH 45840-4747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Quit Claim Deed, Transfer · Stand-Alone Second Mortgage MILLSTREAM AREA CU INC
Jun 12, 2023	Warranty Deed, Transfer WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY
Apr 18, 2023	Affidavit of Death of Joint Tenant, Transfer
Jul 15, 2020	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 1992 · Amount on Record
Deed Sale	Mar 4, 1992 · Amount on Record
Prior Sale	Mar 4, 1992 · Amount on Record
Last Transfer Date	Jul 6, 2023
Transfer Doc	02604/2329
Record Updated	Sep 20, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 12, 2023
Property Address	438 EBEN AVE, FINDLAY, OH 45840-4747
Document Number	02604/2329
Book / Page	2604 / 2329
Instrument Date	Jul 6, 2023
Instrument	202300004596
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 EBEN AVE, FINDLAY, OH 45840-4747

Mortgage

Document Number	202300004597
Date	Jul 12, 2023
Instrument	202300004597

Lender

Name	MILLSTREAM AREA CU INC
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jul 15, 2035

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 12, 2023
Property Address	438 EBEN AVE, FINDLAY, OH 45840-4747
Document Number	02603/3944
Book / Page	2603 / 3944
Instrument Date	Jun 1, 2023
Instrument	202300003838
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 EBEN AVE, FINDLAY, OH 45840-4747

April 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HANCOCK OH
Recording Date	Apr 18, 2023
Property Address	438 EBEN AVE, FINDLAY, OH 45840-4747
Document Number	02602/1785
Book / Page	2602 / 1785
Instrument Date	Apr 11, 2023
Instrument	202300002395
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5828 TR 29, JENERA, OH 45841

July 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 15, 2020
Property Address	438 EBEN AVE, FINDLAY, OH 45840-4747
Document Number	02570/3938
Book / Page	2570 / 3938
Instrument Date	Apr 28, 2020
Instrument	202000006608
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,193.00 (+18.94%)	$38,910 (+37.93%) Land $6,490 Building $32,420	$111,170 (+37.89%) Land $18,530 Building $92,640
2023	$1,003.00 (+45.36%) Homeowner's exemption	$28,210 (-) Land $4,320 Building $23,890
2022	$690.00 Homeowner's exemption Senior Citizen's exemption	$28,210 Land $4,320 Building $23,890	$80,620 Land $12,350 Building $68,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

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