Kane County property record for 438 E Willow St, Elburn, IL 60119
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,198 sqft · built 2002 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (May 2026) |
| Tax Bill | $10,238 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-32-379-011 |
| Primary APN | 08-32-379-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,198 sqft Living Area |
| Gross Area | 3,847 sqft |
| Basement Area | 1,229 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 80 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 438 E WILLOW ST |
|---|---|
| City | ELBURN |
| State | IL |
| Zip | 60119-7103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 OF HIGHLAND UNIT 6, IN THE VILLAGE OF ELBURN, KANE COUNTY, ILLINOIS |
| Legal Subdivision | HIGHLAND |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Legal Unit | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 852408 |
Source: Kane County records · APN 08-32-379-011
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 E WILLOW ST, ELBURN, IL 60119-7103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| May 21, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC |
| Jun 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | May 12, 2005 · Amount on Record |
| Deed Document Number | 202620830 |
| Prior Transfer Date | Mar 01, 2002 |
| Prior Transfer Doc | 0000033784 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 21, 2026 |
| Property Address | 438 E WILLOW ST, ELBURN, IL 60119-7103 |
| Document Number | 0000020830 |
| Instrument Date | May 11, 2026 |
| Instrument | 202620830 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $24,997.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 E WILLOW ST, ELBURN, IL 60119-7103 |
| Document Number | 0000020831, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 202620831 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 438 E WILLOW ST, ELBURN, IL 60119-7103 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000028846 |
|---|---|
| Date | Jun 04, 2020 |
| Instrument | 2020K028846 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2030 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Elburn Village |
| Unified School District | Kaneland Community Unit School District 302 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,238.00 (+2.92%) Homeowner's exemption | ||
| 2024 | $9,948.00 (+6.5%) | $121,341 (+22.76%) Land $20,651 Building $100,690 | $364,169 (+22.8%) Land $61,978 Building $302,191 |
| 2022 | $9,341.00 (+4.25%) Homeowner's exemption | $98,848 (+5.91%) Land $16,823 Building $82,025 | $296,544 (+5.91%) Land $50,469 Building $246,075 |
| 2021 | $8,960.00 Homeowner's exemption | $93,332 Land $15,884 Building $77,448 | $279,996 Land $47,652 Building $232,344 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon, Xfinity.
Based on FCC filings for 291 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELBURN serves 6,559 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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