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432 E Willow St, Elburn, IL 60119 Property Records

Kane County property record for 432 E Willow St, Elburn, IL 60119 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,476 sqft · built 2000
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Dec 2003)
Tax Bill$10,259 (2025)
Deeds & MortgagesJan 2024 Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-32-379-010

Property Details

APN / Parcel Number

Primary APN08-32-379-010

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,476 sqft Living Area
Gross Area4,312 sqft
Basement Area1,339 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area497 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area475 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address432 E WILLOW ST
CityELBURN
StateIL
Zip60119-7103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 76 OF HIGHLAND UNIT 6, IN THE VILLAGE OF ELBURN,KANE COUNTY, ILLINOIS
Legal SubdivisionHIGHLAND
Legal Block2
Legal Lot Number76
Legal Unit6
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group2
Census Block2043
Census Tract852408

Owner

Source: Kane County records · APN 08-32-379-010

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address432 E WILLOW ST, ELBURN, IL 60119-7103
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2024Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Nov 24, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 11, 2003 · Amount on Record
Deed SaleDec 11, 2003 · Amount on Record
Prior SaleJan 08, 2001 · Amount on Record
Deed Document Number2003212313
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address432 E WILLOW ST, ELBURN, IL 60119-7103
Transaction TypeMortgage
Record UpdatedJan 24, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 E WILLOW ST, ELBURN, IL 60119-7103

Mortgage

Document Number0000001622
DateJan 17, 2024
Instrument2024K001622
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term350 Months
DueMar 01, 2053

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address432 E WILLOW ST, ELBURN, IL 60119-7103
Transaction TypeMortgage
Record UpdatedDec 08, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 E WILLOW ST, ELBURN, IL 60119-7103

Mortgage

Document Number0000088430
DateNov 24, 2021
Instrument2021K088430
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term254 Months
DueJan 01, 2043

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityElburn Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,259.00 (+17.54%) Homeowner's exemption
2024$121,568 (+31.06%) Land $20,651 Building $100,917$364,850 (+31.11%) Land $61,978 Building $302,872
2022$8,728.00 (+4.29%) Homeowner's exemption$92,757 (+5.91%) Land $16,823 Building $75,934$278,271 (+5.91%) Land $50,469 Building $227,802
2021$8,369.00 Homeowner's exemption$87,581 Land $15,884 Building $71,697$262,743 Land $47,652 Building $215,091

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898524082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 291 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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