438 E Washington St, Chagrin Falls, OH 44022 Property Records

Cuyahoga County property record for 438 E Washington St, Chagrin Falls, OH 44022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,400 sqft · built 1910
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Jul 2026)
Tax Bill	$12,588 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`932-21-001`

Property Details

APN / Parcel Number

Primary APN	`932-21-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	3,270 sqft
1st Floor Area	1,200 sqft
2nd Floor Area	1,200 sqft
Basement Area	870 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	297 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	735 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	438 E WASHINGTON ST
City	CHAGRIN FALLS
State	OH
Zip	44022-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-100
Legal Description	17 CHAMP NWP 665.04FTEP NEXT TO FAIR GROUNDS
Legal Subdivision	CHAMPION
Legal Lot Number	17
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CHAGRIN FALLS
Census Block Group	2
Census Block	2011
Census Tract	195900

Owner

438 E Washington St is owned by two individuals who bought it in July 2026.

Source: Cuyahoga County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 EASTON OVAL, COLUMBUS, OH 43219-6010
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on File
Deed Sale	Jul 22, 2026 · Amount on File
Prior Sale	Jul 16, 2020 · Amount on File
Deed Document Number	2026540
Prior Transfer Date	May 8, 1998
Prior Transfer Doc	0000771718
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 22, 2026
Property Address	438 E WASHINGTON ST, CHAGRIN FALLS, OH 44022-2924
Document Number	0000000540
Instrument Date	Jul 20, 2026
Instrument	2026540
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	7 EASTON OVAL, COLUMBUS, OH 43219-6010

Mortgage

Document Number	0000000541,
Date	Jul 22, 2026
Instrument	202622541

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 16, 2020
Property Address	438 E WASHINGTON ST, CHAGRIN FALLS, OH 44022-2924
Document Number	0007160556
Instrument Date	Jul 2, 2020
Instrument	7160556
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	REVERE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 E WASHINGTON ST CHAGRIN FALLS OH 440222924, CHAGRIN FALLS, OH 44022-2924

Mortgage

Document Number	7160557
Date	Jul 16, 2020
Instrument	7160557

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 438 E Washington St was $12,588, down 1.1% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
County Subdivision	Chagrin Falls Township
Municipality	Chagrin Falls Village
Unified School District	Chagrin Falls Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,588.00 (-1.14%) Homeowner's exemption	$206,500 (%) Land $44,135 Building $162,365	$590,000 (-) Land $126,100 Building $463,900
2024	$12,733.00 (-7.07%) Homeowner's exemption	$206,510 (+7.27%) Land $44,140 Building $162,370	$590,000 Land $126,100 Building $463,900
2023	$13,701.00 (-5.46%) Homeowner's exemption	$192,510 (-) Land $57,160 Building $135,350
2022	$14,493.00 Homeowner's exemption	$192,510 Land $57,160 Building $135,350
2021			$550,000 Land $163,300 Building $386,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 438 E Washington St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1994–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 E Washington St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAGRIN FALLS VILLAGE PWS serves 4,991 people · EPA ID OH1800212
Water Source	Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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