438 E Main St, Geneseo, IL 61254 Property Records

Henry County property record for 438 E Main St, Geneseo, IL 61254 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 952 sqft · built 1938
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Tax Bill$2,393 (2025)
Deeds & MortgagesJun 2021 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-21-258-008

Property Details

APN / Parcel Number

Primary APN08-21-258-008

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area952 sqft Living Area
1st Floor Area952 sqft
AtticAttic
Attic Area352 sqft
Basement Area952 sqft
Unfinished Basement952 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Construction TypeFrame
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions198 ft deep x 52 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address438 E MAIN ST
CityGENESEO
StateIL
Zip61254-1548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW52 OF E115 OF N198 GETTYS BLOCK CITY OF GENESEO
Legal SubdivisionCITY OF GENESEO
Legal BlockC
JurisdictionHENRY IL
Township / Civil DivisionGENESEO
Census Block Group3
Census Block3031
Census Tract30302

Owner

Source: Henry County records · APN 08-21-258-008

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address438 E MAIN ST, GENESEO, IL 61254-1548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · Line of Credit
CENTRAL BANK ILLINOIS
May 12, 2020Deed of Trust, Mortgage · Conventional with PMI
CENTRAL BK/IL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 11, 2016
Transfer Doc0000007195
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address438 E MAIN ST, GENESEO, IL 61254-1548
Transaction TypeMortgage
Record UpdatedJul 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003985
DateJun 28, 2021
Instrument20-2103985
Lender
NameCENTRAL BANK ILLINOIS
TypeBank
AddressGENESEO, IL 61254
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 23, 2031

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address438 E MAIN ST, GENESEO, IL 61254-1548
Document Number0000002704
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJun 02, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address438 E MAIN ST GENESEO IL 612541548, GENESEO, IL 61254-1548

Mortgage

Document Number0000002704
DateMay 12, 2020
Instrument2704
Lender
NameCENTRAL BK/IL
TypeBank
AddressGENESEO, IL 61254
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueMay 11, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHenry County
County SubdivisionGeneseo Township
MunicipalityGeneseo City
Unified School DistrictGeneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,393.00 (+7.12%) Homeowner's exemption$61,046 (+82.34%) Land $6,520 Building $54,526$183,138 (+82.34%) Land $19,560 Building $163,578
2024$2,234.00 (+38.33%)$33,480 (+18.15%) Land $6,122 Building $27,358$100,440 (+18.15%) Land $18,366 Building $82,074
2022$28,338 Land $5,182 Building $23,156$85,014 Land $15,546 Building $69,468
2021$1,615.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henry County (17073C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Main St

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