421 E Main St, Geneseo, IL 61254 Property Records

Henry County property record for 421 E Main St, Geneseo, IL 61254 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,552 sqft · built 1991
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Jul 2015)
Tax Bill$7,890 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jan 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN08-21-255-026

Property Details

APN / Parcel Number

Primary APN08-21-255-026

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,552 sqft Living Area
1st Floor Area1,552 sqft
Basement Area1,552 sqft
Unfinished Basement1,552 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeFrame
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions219 ft deep x 100 ft wide
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address421 E MAIN ST
CityGENESEO
StateIL
Zip61254-1547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE100 S1/2 LT 5 H H DAVIS SUB OF BLK 3 W T ALLANS ADD CITY OF GENESEO
Legal SubdivisionALLANS ADD
Legal Block3
Legal Lot Number5
JurisdictionHENRY IL
Township / Civil DivisionGENESEO
Census Block Group3
Census Block3024
Census Tract30302

Owner

Source: Henry County records · APN 08-21-255-026

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address421 E MAIN ST, GENESEO, IL 61254-1547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROPER RATE LLC
Jan 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROPER RATE LC
Jun 19, 2020Deed of Trust, Mortgage
GUARANTEED RATE
Nov 02, 2019Deed of Trust, Mortgage
GUARANTEED RATE
Apr 25, 2019Deed of Trust, Mortgage
GUARANTEED RATE
Sep 11, 2018Deed of Trust, Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 15, 2015 · Amount on Record
Deed SaleJul 15, 2015 · Amount on Record
Deed Document Number201520-1504033
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address421 E MAIN ST, GENESEO, IL 61254-1547
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005664
DateSep 02, 2021
Instrument20-2105664
Lender
NamePROPER RATE LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address421 E MAIN ST, GENESEO, IL 61254-1547
Transaction TypeMortgage
Record UpdatedFeb 11, 2021
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202100611
DateJan 28, 2021
Instrument20-2100611
Lender
NamePROPER RATE LC
TypeNon-Lending Institution
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address421 E MAIN ST, GENESEO, IL 61254-1547
Document Number0000003922
Instrument DateJun 19, 2020
Transaction TypeMortgage
Record UpdatedAug 21, 2020
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address421 E MAIN ST GENESEO IL 612541547, GENESEO, IL 61254-1547

Mortgage

Document Number0000003922
DateJun 30, 2020
Instrument3922
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueJun 29, 2050
Interest
Rate TypeFixed Rate
Rate4%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address421 E MAIN ST, GENESEO, IL 61254-1547
Document Number0000006239
Instrument DateNov 02, 2019
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address421 E MAIN ST GENESEO IL 612541547, GENESEO, IL 61254-1547

Mortgage

Document Number0000006239
DateDec 02, 2019
Instrument6239
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueDec 01, 2049
Interest
Rate TypeFixed Rate
Rate4.5%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address421 E MAIN ST, GENESEO, IL 61254-1547
Document Number0000002021
Instrument DateApr 25, 2019
Transaction TypeMortgage
Record UpdatedJun 28, 2019
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address421 E MAIN ST GENESEO IL 612541547, GENESEO, IL 61254-1547

Mortgage

Document Number0000002021
DateMay 01, 2019
Instrument2021
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueApr 30, 2049
Interest
Rate TypeFixed Rate
Rate4.75%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address421 E MAIN ST, GENESEO, IL 61254-1547
Document Number0000005170
Instrument DateSep 11, 2018
Transaction TypeMortgage
Record UpdatedNov 12, 2018
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address421 E MAIN ST GENESEO IL 612541547, GENESEO, IL 61254-1547

Mortgage

Document Number0000005170
DateSep 18, 2018
Instrument5170
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueSep 17, 2048
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHenry County
County SubdivisionGeneseo Township
MunicipalityGeneseo City
Unified School DistrictGeneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,890.00 (+68.05%)$105,054 (+25.82%) Land $12,786 Building $92,268$315,162 (+25.82%) Land $38,358 Building $276,804
2022$83,493 Land $10,162 Building $73,331$250,479 Land $30,486 Building $219,993
2021$4,695.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henry County (17073C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot exposed
less than 1% of the US · less than 1% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Main St

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