438 E Main St, Ashland, OH 44805 Property Records

Ashland County property record for 438 E Main St, Ashland, OH 44805

Property Summary

Property Type	Commercial
Lot Size	0.384 acres (16,749 sqft)
Owner	Company Name on Record
Last Sale	$195,000 (Jan 2026)
Tax Bill	$552 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`P43-029-A-0025-00`

Property Details

APN / Parcel Number

Primary APN	`P43-029-A-0025-00`

Exterior

Lot Area	16,749 sqft (0.384 acres)
Lot Dimensions	250 ft deep x 67 ft wide
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	438 E MAIN ST
City	ASHLAND
State	OH
Zip	44805-2550
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	438 E MAIN ST R=29A LOT 40-E
Legal Lot Number	40-E
Jurisdiction	ASHLAND OH
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3009
Census Tract	970800

Owner

Source: Ashland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	844 COUNTRY CLUB LN, ASHLAND, OH 44805-4241
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Deed Document Number	202600000026
Deed Book / Page	1001 / 5087
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND OH
Recording Date	Jan 2, 2026
Property Address	438 E MAIN ST, ASHLAND, OH 44805-2550
Document Number	01001/5087
Book / Page	1001 / 5087
Instrument Date	Dec 29, 2025
Instrument	202600000026
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	HEARTLAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	844 COUNTRY CLUB LN, ASHLAND, OH 44805-4241

Mortgage

Document Number	01001/5089
Date	Jan 2, 2026
Book Page	1001/5089
Instrument	202600000027

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	ASHLAND, OH 44805

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 2, 2036

Tax Assessment & Valuation

Source: Ashland County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Ashland County
Municipality	Ashland City
Unified School District	Ashland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$552.00	$10,020 (-) Land $9,670 Building $350
2024	$552.00 (-3.33%)	$10,020 (-) Land $9,670 Building $350
2023	$571.00 (-4.03%)	$10,020 (-) Land $9,670 Building $350	$28,640 (-) Land $27,640 Building $1,000
2022	$595.00	$10,020 Land $9,670 Building $350
2020			$28,640 Land $27,640 Building $1,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1987–2011)
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND CITY serves 20,648 people · EPA ID OH0300112
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Armstrong Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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