431 E Main St, Ashland, OH 44805 Property Records

Ashland County property record for 431 E Main St, Ashland, OH 44805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,330 sqft · built 1914
Lot Size	0.126 acres (5,519 sqft)
Owner	Company Name on Record
Tax Bill	$1,139 (2025)
Deeds & Mortgages	Oct 2006 Mortgage Oct 2009 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`P44-029-0-0095-00`

Property Details

APN / Parcel Number

Primary APN	`P44-029-0-0095-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,330 sqft Living Area
1st Floor Area	706 sqft
2nd Floor Area	624 sqft
Upper Floors Area	624 sqft
Attic Area	624 sqft
Basement Area	680 sqft

Exterior

Year Built	Built 1914
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	5,519 sqft (0.126 acres)
Lot Dimensions	89 ft deep x 62 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	431 E MAIN ST
City	ASHLAND
State	OH
Zip	44805-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	431 E MAIN ST R=29 LOT 121
Legal Lot Number	121
Jurisdiction	ASHLAND OH
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3002
Census Tract	970500

Owner

Source: Ashland County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	100 E 2ND ST, ASHLAND, OH 44805-2304
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIRST FRANKLIN FINANCIAL CORP
Oct 28, 2009	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2012
Deed Sale	Aug 21, 2012
Prior Sale	Oct 28, 2009 · Amount on Record
Deed Document Number	0000729337
Deed Book / Page	635 / 108
Prior Transfer Date	Dec 18, 2009
Prior Transfer Doc	200900007201
Record Updated	Jun 8, 2026

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND OH
Property Address	431 E MAIN ST, ASHLAND, OH 44805-2551
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000525/305
Date	Oct 11, 2006
Book Page	525/305
Instrument	200600008226

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender
Address	SAN JOSE, CA 95131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2036
Prepayment Penalty	36 Months

October 2009: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ASHLAND OH
Recording Date	Oct 28, 2009
Property Address	431 E MAIN ST, ASHLAND, OH 44805-2551
Document Number	000630/751
Book / Page	630 / 751
Instrument Date	Oct 27, 2009
Instrument	200900006206
Transaction Type	Foreclosure
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$132.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 25118, TAMPA, FL 33622-5118
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ashland County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Ashland County
Municipality	Ashland City
Unified School District	Ashland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,139.00	$32,120 (-) Land $6,010 Building $26,110
2023	$1,139.00 (+14.7%)	$32,120 (+45.08%) Land $6,010 Building $26,110	$91,760 (+45.01%) Land $17,170 Building $74,590
2022	$993.00	$22,140 Land $4,140 Building $18,000
2020			$63,280 Land $11,840 Building $51,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND CITY serves 20,648 people · EPA ID OH0300112
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Armstrong Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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