438 E Chestnut St, Breckenridge, MI 48615 Property Records

Gratiot County property record for 438 E Chestnut St, Breckenridge, MI 48615

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$1,934 (Apr 2020)
Tax Bill	$965 (2023)
Deeds & Mortgages	Apr 2020 Foreclosure Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`42-311-001-00`

Property Details

APN / Parcel Number

Primary APN	`42-311-001-00`

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 67.8 ft wide

Location & Zoning

Street Address	438 E CHESTNUT ST
City	BRECKENRIDGE
State	MI
Zip	48615-8504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSOR'S PLAT OF SOUTH BRECKENRIDGE LOT 1 EX S 66 FT, BLOCK 11.
Legal Subdivision	ASSRS OF SOUTH BRECKENRIDGE
Legal Lot Number	1
Jurisdiction	GRATIOT MI
Township / Civil Division	WHEELER
Census Block Group	3
Census Block	3018
Census Tract	700

Owner

438 E Chestnut St is owned and occupied by two individuals who bought it in April 2020.

Source: Gratiot County records, as of June 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 344, BRECKENRIDGE, MI 48615-0344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Foreclosure
Feb 6, 2020	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2020 · Amount on File
Deed Sale	Apr 22, 2020 · Amount on File
Prior Sale	Apr 9, 2019 · Amount on File
Deed Document Number	2020328529
Deed Book / Page	1058 / 1302
Prior Transfer Date	Mar 14, 2016
Prior Transfer Doc	00984/1301
Record Updated	Sep 20, 2026

April 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	GRATIOT MI
Recording Date	Apr 22, 2020
Property Address	438 E CHESTNUT ST, BRECKENRIDGE, MI 48615-8504
Document Number	01058/01302
Book / Page	01058 / 01302
Instrument Date	Mar 1, 2020
Instrument	328529
Transaction Type	Foreclosure
Record Updated	May 17, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E CENTER ST, ITHACA, MI 48847-1446

February 2020: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	GRATIOT MI
Recording Date	Feb 6, 2020
Property Address	438 E CHESTNUT ST, BRECKENRIDGE, MI 48615-8504
Document Number	01055/01388
Book / Page	01055 / 01388
Instrument Date	Dec 19, 2019
Instrument	327239
Transaction Type	Transfer
Record Updated	May 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 E CENTER ST, ITHACA, MI 48847-1446

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Gratiot County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Gratiot County
County Subdivision	Wheeler Township
Municipality	Breckenridge Village
Unified School District	Breckenridge Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,400 (-0.69%)	$114,800 (-0.69%)
2025		$57,800	$115,600
2023	$965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 E Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 438 E Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BRECKENRIDGE serves 1,339 people · EPA ID MI0000820
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ISP Management Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CMS Internet Fixed Wireless	200 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Baraga Telephone Company, Point Broadband.

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