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438 E Beardsley Ave, Elkhart, IN 46514 Property Records

Elkhart County property record for 438 E Beardsley Ave, Elkhart, IN 46514

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,634 sqft · built 1920
Lot Size0.364 acres (15,856 sqft)
OwnerIndividual Name on Record
Last Sale$80,800 (Feb 2014)
Tax Bill$1,662 (2024)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN20-06-05-208-024.000-012

Property Details

APN / Parcel Number

Primary APN20-06-05-208-024.000-012
Alternative APN
  • 0605208024012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,634 sqft Living Area
Gross Area2,174 sqft
1st Floor Area914 sqft
AtticAttic
Attic Area1,440 sqft
Basement Area540 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area15,856 sqft (0.364 acres)
Lot Dimensions132 ft deep x 120 ft wide
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area358 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address438 E BEARDSLEY AVE
CityELKHART
StateIN
Zip46514-2717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARK VIEW LOTS 23 - 25
Legal SubdivisionPARK VIEW
Legal Block208
Legal Lot Number23-25
JurisdictionELKHART IN
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2076
Census Tract1601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Beardsley Avenue Historic District
listed 2003 · 48 contributing resources · NRIS 03000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address438 E BEARDSLEY AVE, ELKHART, IN 46514-2717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2014 · Amount on Record
Deed SaleFeb 27, 2014 · Amount on Record
Prior SaleJul 19, 2005 · Amount on Record
Deed Document Number20143568
Prior Transfer DateJun 25, 2003
Prior Transfer Doc0000026865
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKHART IN
Property Address438 E BEARDSLEY AVE, ELKHART, IN 46514-2717
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000804
DateNov 15, 2021
Instrument2021-30804
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2036

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionConcord Township
MunicipalityElkhart City
Unified School DistrictElkhart Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$176,100 (+7.97%) Land $31,100 Building $145,000$176,100 (+7.97%) Land $31,100 Building $145,000
2024$1,662.00 (+14.86%)$163,100 (+5.5%) Land $31,100 Building $132,000$163,100 (+5.5%) Land $31,100 Building $132,000
2023$154,600 (+8.11%) Land $31,100 Building $123,500$154,600 (+8.11%) Land $31,100 Building $123,500
2022$1,447.00 Homeowner's exemption$143,000 Land $31,100 Building $111,900$143,000 Land $31,100 Building $111,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1981)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELKHART PUBLIC WORKS AND UTILITIES
serves 46,455 people · EPA ID IN5220008
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Surf Internet.

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