437 E Beardsley Ave, Elkhart, IN 46514 Property Records

Elkhart County property record for 437 E Beardsley Ave, Elkhart, IN 46514

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,609 sqft · built 1902
Lot Size	0.204 acres (8,886 sqft)
Owner	Individual Name on Record
Last Sale	$401,640 (Jun 2026)
Tax Bill	$2,468 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-06-05-228-009.000-012`

Property Details

APN / Parcel Number

Primary APN	`20-06-05-228-009.000-012`
Alternative APN	`0605228009012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,609 sqft Living Area
Gross Area	6,717 sqft
1st Floor Area	3,552 sqft
Attic	Attic
Attic Area	1,776 sqft
Basement Area	1,332 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,886 sqft (0.204 acres)
Lot Dimensions	143 ft deep x 62 ft wide

Exterior Amenities

Porch	Stoop
Porch Area	72 sqft
Deck Area	250 sqft
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	437 E BEARDSLEY AVE
City	ELKHART
State	IN
Zip	46514-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK VIEW E PT LOT 9 EX E 1FT LOT 10
Legal Subdivision	PARK VIEW
Legal Block	228
Legal Lot Number	9,10
Jurisdiction	ELKHART IN
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2075
Census Tract	1601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Beardsley Avenue Historic District listed 2003 · 48 contributing resources · NRIS 03000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Elkhart County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	437 E BEARDSLEY AVE, ELKHART, IN 46514-2718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Jan 21, 2020	Deed of Trust, Mortgage · FHA Mortgage STATEWIDE MORTGAGE LLC
Aug 13, 2021	Warranty Deed, Transfer · Conventional Mortgage INOVA FCU
Nov 19, 2018	Warranty Deed, Transfer · FHA Mortgage STATEWIDE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Aug 13, 2021 · Amount on Record
Deed Document Number	202610153
Prior Transfer Date	Apr 17, 2012
Prior Transfer Doc	0000009079
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jun 9, 2026
Property Address	437 E BEARDSLEY AVE, ELKHART, IN 46514-2718
Document Number	0000000153
Instrument Date	Jun 8, 2026
Instrument	202610153
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 E BEARDSLEY AVE, ELKHART, IN 46514-2718

Mortgage

Document Number	0000010154,
Date	Jun 9, 2026
Instrument	202610154

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	437 E BEARDSLEY AVE, ELKHART, IN 46514-2718
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	LEGACY TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001590
Date	Jan 21, 2020
Instrument	2020-01590

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Aug 13, 2021
Property Address	437 E BEARDSLEY AVE, ELKHART, IN 46514-2718
Document Number	0000001633
Map Reference	DD 109 PG 325
Instrument Date	Aug 9, 2021
Instrument	2021-21633
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 E BEARDSLEY AVE, ELKHART, IN 46514-2718

Mortgage

Document Number	0000001634
Date	Aug 13, 2021
Instrument	2021-21634

Lender

Name	INOVA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Nov 19, 2018
Property Address	437 E BEARDSLEY AVE, ELKHART, IN 46514-2718
Document Number	0000003872
Map Reference	DD 109 PG 325
Instrument Date	Nov 16, 2018
Instrument	2018-23872
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 E BEARDSLEY AVE, ELKHART, IN 46514-2718

Mortgage

Document Number	0000003873
Date	Nov 19, 2018
Instrument	2018-23873

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Concord Township
Municipality	Elkhart City
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$287,200 (+18.38%) Land $22,300 Building $264,900	$287,200 (+18.38%) Land $22,300 Building $264,900
2024	$2,468.00 (+2.45%)	$242,600 (+6.59%) Land $22,300 Building $220,300	$242,600 (+6.59%) Land $22,300 Building $220,300
2023		$227,600 (-) Land $22,300 Building $205,300	$227,600 (-) Land $22,300 Building $205,300
2022	$2,409.00 Homeowner's exemption	$227,600 Land $22,300 Building $205,300	$227,600 Land $22,300 Building $205,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Surf Internet.

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