Orange County property record for 438 Cottam Pl, Placentia, CA 92870
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,156 sqft · built 1998 |
| Lot Size | 0.104 acres (4,531 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Apr 1998) |
| Tax Bill | $9,305 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-641-51 |
| Primary APN | 340-641-51 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,156 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 4,531 sqft (0.104 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 438 COTTAM PL |
|---|---|
| City | PLACENTIA |
| State | CA |
| Zip | 92870-5142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15229 BLK LOT 51 |
| Legal Subdivision | TRACT NO 15229 |
| Legal Tract | 15229 |
| Legal Lot Number | 51 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | ANAHEIM-SANTA ANA-GARDEN GROVE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 11716 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 438 COTTAM PL, PLACENTIA, CA 92870-5142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2022 | Deed of Trust, Mortgage · Line of Credit ORANGE COUNTYS CU |
| Sep 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 20, 2017 | Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 1998 · Amount on Record |
| Deed Sale | Apr 29, 1998 · Amount on Record |
| Deed Document Number | 1998258634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 438 COTTAM PL, PLACENTIA, CA 92870-5142 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Title Company | CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE |
| Name | Verified Name |
|---|---|
| Address | 24 WINDING WAY, IRVINE, CA 92620-3415 |
| Document Number | 0000160382 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022000160382 |
| Name | ORANGE COUNTYS CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ANA, CA 92705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 438 COTTAM PL, PLACENTIA, CA 92870-5142 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 42695 MACAULEY PL, ASHBURN, VA 20148-4163 |
| Document Number | 0000553736 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021000553736 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Sep 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 20, 2017 |
| Property Address | 438 COTTAM PL, PLACENTIA, CA 92870-5142 |
| Document Number | 0000158995 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 158995 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2018 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $731.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 438 COTTAM PL PLACENTIA CA 928705142, PLACENTIA, CA 92870-5142 |
| Document Number | 158996 |
|---|---|
| Date | Apr 20, 2017 |
| Instrument | 158996 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2047 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Placentia City |
| Unified School District | Placentia-Yorba Linda Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $787,223 (+2%) Land $510,923 Building $276,300 | |
| 2025 | $9,305.00 (+4.55%) | $771,788 (+4.04%) Land $500,905 Building $270,883 |
| 2023 | $8,900.00 (+1.27%) | $741,819 Land $481,454 Building $260,365 |
| 2022 | $8,788.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WC - PLACENTIA/YORBA LINDA private · serves 50,804 people · EPA ID CA3010035 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Cosmo Network Solutions Fixed Wireless | 350 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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