Orange County property record for 426 Cottam Pl, Placentia, CA 92870
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,291 sqft · built 1998 |
| Lot Size | 0.095 acres (4,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Mar 2017) |
| Tax Bill | $10,043 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-641-49 |
| Primary APN | 340-641-49 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,291 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 4,125 sqft (0.095 acres) |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 426 COTTAM PL |
|---|---|
| City | PLACENTIA |
| State | CA |
| Zip | 92870-5142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15229 BLK LOT 49 |
| Legal Subdivision | TRACT NO 15229 |
| Legal Tract | 15229 |
| Legal Lot Number | 49 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | ANAHEIM-SANTA ANA-GARDEN GROVE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 11716 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 426 COTTAM PL, PLACENTIA, CA 92870-5142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 6, 2021 | Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK |
| Oct 22, 2019 | Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK |
| Mar 6, 2017 | Grant Deed, Transfer · VA Mortgage IMORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2017 · Amount on Record |
| Deed Sale | Mar 6, 2017 · Amount on Record |
| Prior Sale | May 5, 1998 · Amount on Record |
| Deed Document Number | 201792590 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 426 COTTAM PL, PLACENTIA, CA 92870-5142 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 426 COTTAM PL, PLACENTIA, CA 92870-5142 |
| Document Number | 0000006389 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 2021000006389 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 426 COTTAM PL, PLACENTIA, CA 92870-5142 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|
| Document Number | 0000412498 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 2019000412498 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 6, 2017 |
| Property Address | 426 COTTAM PL, PLACENTIA, CA 92870-5142 |
| Document Number | 0000092590 |
| Instrument Date | Jan 25, 2017 |
| Instrument | 92590 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2017 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $797.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 426 COTTAM PL PLACENTIA CA 928705142, PLACENTIA, CA 92870-5142 |
| Document Number | 92591 |
|---|---|
| Date | Mar 6, 2017 |
| Instrument | 92591 |
| Name | IMORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85251 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2047 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Placentia City |
| Unified School District | Placentia-Yorba Linda Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $858,248 (+2%) Land $559,645 Building $298,603 | |
| 2025 | $10,043.00 (+4.48%) | $841,420 (+4.04%) Land $548,671 Building $292,749 |
| 2023 | $9,612.00 (+1.22%) | $808,748 Land $527,366 Building $281,382 |
| 2022 | $9,496.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WC - PLACENTIA/YORBA LINDA private · serves 50,804 people · EPA ID CA3010035 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Cosmo Network Solutions Fixed Wireless | 350 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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