438 Colts Run, Lancaster, KY 40444 Property Records

Garrard County property record for 438 Colts Run, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	built 2007
Lot Size	1.65 acres (71,874 sqft)
Owner	Individual Name on Record
Tax Bill	$2,140 (2025)
Deeds & Mortgages	Aug 2014 Sale Jun 2008 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-33.67`

Property Details

APN / Parcel Number

Primary APN	`05-33.67`
Alternative APN	`17134`

Interior

Stories	1 Story

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	71,874 sqft (1.65 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	17134
Street Address	438 COLTS RUN
City	LANCASTER
State	KY
Zip	40444-7077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE, GAR & LOT 29 PC 4-051 1.65 AC
Legal Subdivision	COLT'S RUN SUB PH 2
Legal Lot Number	29
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	3
Census Block	3016
Census Tract	970102

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	438 COLTS RUN, LANCASTER, KY 40444-7077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2014	Deed, Transfer
Jun 14, 2008	Deed, Subdivision Related Transfer · Conventional Mortgage ARK LA TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 29, 2014
Transfer Doc	00D275/820
Record Updated	Oct 29, 2026

August 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Aug 8, 2014
Property Address	438 COLTS RUN, LANCASTER, KY 40444-7077
Document Number	00D275/820
Book / Page	D275 / 820
Instrument Date	Jul 29, 2014
Instrument	121778
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 COLTS RUN, LANCASTER, KY 40444-7077

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 COLTS RUN, LANCASTER, KY 40444-7077
Investor	Possibly a Property Investor

June 2008: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jun 14, 2008
Property Address	438 COLTS RUN, LANCASTER, KY 40444-7077
Document Number	000249/978
Book / Page	249 / 978
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M284/453
Date	Jun 14, 2008
Book Page	M284/453
Instrument	95599

Lender

Name	ARK LA TEX FINANCIAL SERVICES LLC
Address	DALLAS, TX 75248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,000 (-) Land $25,000 Building $183,000	$208,000 (-) Land $25,000 Building $183,000
2025	$2,140.00 (+23.2%)	$208,000 (+23.81%) Land $25,000 Building $183,000	$208,000 (+23.81%) Land $25,000 Building $183,000
2024	$1,737.00 (-2.85%)	$168,000 (-) Land $25,000 Building $143,000	$168,000 (-) Land $25,000 Building $143,000
2023	$1,788.00 (-0.28%)	$168,000 (+0.66%) Land $25,000 Building $143,000	$168,000 (+0.66%) Land $25,000 Building $143,000
2022	$1,793.00	$166,900 Land $24,900 Building $142,000	$166,900 Land $24,900 Building $142,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	100 / 20
Verizon Fixed Wireless	25 / 6
kywimax Fixed Wireless · not low latency	25 / 5

May also be available: All Points Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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