285 Colts Run, Lancaster, KY 40444 Property Records

Garrard County property record for 285 Colts Run, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2006
Lot Size	1.03 acres (44,997 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Sep 2021)
Tax Bill	$2,170 (2025)
Deeds & Mortgages	Oct 2009 Mortgage Jan 2007 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`05-33.58`

Property Details

APN / Parcel Number

Primary APN	`05-33.58`
Alternative APN	`23447`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,997 sqft (1.03 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	23447
Street Address	285 COLTS RUN
City	LANCASTER
State	KY
Zip	40444-7055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 PC 4-051 1.033 AC
Legal Subdivision	COLTS RUN
Legal Lot Number	20
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	3
Census Block	3016
Census Tract	970102

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	285 COLTS RUN, LANCASTER, KY 40444-7055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2009	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 3, 2007	Deed of Trust, Mortgage · VA Mortgage COUNTRYWIDE HOME LOANS INC
Sep 7, 2021	Deed, Transfer JETT TITLE
Sep 10, 2013	Deed, Transfer · Negative Amortization CHURCHILL MORTGAGE CORPORATION
Oct 15, 2009	Special Warranty Deed, Transfer
Mar 18, 2009	Commissioner's Deed, Foreclosure
Jul 21, 2006	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Prior Sale	Sep 10, 2013 · Amount on Record
Deed Document Number	2021164156
Deed Book / Page	311 / 703
Record Updated	Oct 29, 2026

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	285 COLTS RUN, LANCASTER, KY 40444-7055
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M295/558
Date	Oct 15, 2009
Book Page	M295/558
Instrument	101701

Lender

Name	JPMORGAN CHASE BANK NA
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2039

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	285 COLTS RUN, LANCASTER, KY 40444-7055
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M267/816
Date	Jan 3, 2007
Book Page	M267/816
Instrument	78296

Lender

Name	COUNTRYWIDE HOME LOANS INC
Address	CALABASAS, CA 91302

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2037

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Sep 7, 2021
Property Address	285 COLTS RUN, LANCASTER, KY 40444-7055
Document Number	00D311/703
Book / Page	D311 / 703
Map Reference	BK 272 PG 42
Instrument Date	Aug 27, 2021
Instrument	164156
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	JETT TITLE

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 CALDWELL RD, DANVILLE, KY 40422-9768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 COLTS RUN, LANCASTER, KY 40444-7055

September 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Sep 10, 2013
Property Address	285 COLTS RUN, LANCASTER, KY 40444-7055
Document Number	0000272/42
Book / Page	272 / 42
Instrument Date	Sep 6, 2013
Instrument	117872
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1866, DANVILLE, KY 40423-1866

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	228 COLTS RUN, LANCASTER, KY 40444-7055

Mortgage

Document Number	000326/862
Date	Sep 10, 2013
Book Page	326/862
Instrument	117873

Lender

Name	CHURCHILL MORTGAGE CORPORATION
Type	Seller
Address	761 OLD HICKORY BLVD STE 400, BRENTWOOD, TN 37027

Agreement

Type	Negative Amortization
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2043

October 2009: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Oct 15, 2009
Property Address	285 COLTS RUN, LANCASTER, KY 40444-7055
Document Number	000256/308
Book / Page	256 / 308
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2009: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	GARRARD KY
Recording Date	Mar 18, 2009
Property Address	285 COLTS RUN, LANCASTER, KY 40444-7055
Document Number	000253/306
Book / Page	253 / 306
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jul 21, 2006
Property Address	285 COLTS RUN, LANCASTER, KY 40444-7055
Document Number	000239/553
Book / Page	239 / 553
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 N HOMESTEAD LN, LANCASTER, KY 40444-8254
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,000 (-) Land $30,000 Building $230,000	$260,000 (-) Land $30,000 Building $230,000
2025	$2,170.00 (-1.77%) Homeowner's exemption	$260,000 (-) Land $30,000 Building $230,000	$260,000 (-) Land $30,000 Building $230,000
2024	$2,209.00 (-2.82%) Homeowner's exemption	$260,000 (-) Land $30,000 Building $230,000	$260,000 (-) Land $30,000 Building $230,000
2023	$2,273.00 (-18.62%) Homeowner's exemption	$260,000 (-) Land $30,000 Building $230,000	$260,000 (-) Land $30,000 Building $230,000
2022	$2,793.00	$260,000 Land $30,000 Building $230,000	$260,000 Land $30,000 Building $230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
kywimax Fixed Wireless · not low latency	25 / 5
Windstream DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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