438 89th St, Daly City, CA 94015 Property Records

San Mateo County property record for 438 89th St, Daly City, CA 94015

Property Summary

Property TypeMulti-Family Dwellings
Details16 bd · 12 ba · 10,148 sqft · built 1964
Lot Size0.115 acres (5,000 sqft)
OwnerCompany Name on File
Last Sale$2,000,000 (Jan 2018)
Tax Bill$35,518 (2025)
Deeds & MortgagesOct 2020 Mortgage
Dec 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN006-182-350

Property Details

APN / Parcel Number

Primary APN006-182-350

Interior

Bedrooms16 Beds
Full Baths12 Baths
Half Baths8 Half Baths
Total Rooms32 Rooms
Units8 Units
Stories3 Stories
Building Area10,148 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleMulti-Family
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
View / LotEasement
Parking Spaces8 Parking Spaces

Location & Zoning

Street Address438 89TH ST
CityDALY CITY
StateCA
Zip94015-1836
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR30000
Legal DescriptionLOT 2 EDGEVIEW TERRACE RSM 111/69-72
Legal SubdivisionEDGEVIEW TERRACE
Legal Lot Number2
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group1
Census Block1022
Census Tract601200

Owner

438 89th St, a residential property, is owned by a company that bought it in January 2018.

Source: San Mateo County records, as of October 12, 2026

Owner of RecordCompany Name on File
Mailing Address2861 OAKMONT DR, SAN BRUNO, CA 94066-1242
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2020Deed of Trust, Mortgage · Unknown
JPMORGAN CHASE BANK NA
Dec 28, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 12, 2018Grant Deed, Transfer
RUGGIERO FAMILY PROPERTIES LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2018 · Amount on File
Deed SaleJan 12, 2018 · Amount on File
Deed Document Number20181902
Prior Transfer DateDec 4, 2006
Prior Transfer Doc0000013887
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address438 89TH ST, DALY CITY, CA 94015-1836
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2861 OAKMONT DR, SAN BRUNO, CA 94066-1242

Mortgage

Document Number0000104198
DateOct 1, 2020
Instrument2020-104198
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOPPELL, TX 75019
Agreement
TypeUnknown
AmountAmount on Record

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateDec 28, 2020
Property Address438 89TH ST, DALY CITY, CA 94015-1836
Document Number0000152675
Instrument DateDec 21, 2020
Instrument152675
Transaction TypeTransfer
Record UpdatedFeb 3, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address2861 OAKMONT DR SAN BRUNO CA 940661242, SAN BRUNO, CA 94066-1242

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateJan 12, 2018
Property Address438 89TH ST, DALY CITY, CA 94015-1836
Document Number0000001902
Instrument DateDec 29, 2017
Instrument1902
Transaction TypeTransfer
Record UpdatedFeb 14, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,200.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address2861 OAKMONT DR SAN BRUNO CA 940661242, SAN BRUNO, CA 94066-1242
InvestorPossibly a Property Investor

Mortgage

Document Number1903
DateJan 12, 2018
Instrument1903
Lender
NameRUGGIERO FAMILY PROPERTIES LP
Address358 EL CAMINO REAL, SAN BRUNO, CA 94066-4946
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 438 89th St was $35,518.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityDaly City
Elementary School DistrictJefferson Elementary School District (KG - 08)
Secondary School DistrictJefferson Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,321,166 (+2%) Land $812,407 Building $1,508,759
2025$35,518.00$2,275,654 Land $796,478 Building $1,479,176
2023$35,887.00 (+18.06%)$2,187,289 Land $765,550 Building $1,421,739
2022$30,398.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 438 89th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1982–2004)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 438 89th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE-S SAN FRANCISCO
private · serves 62,609 people · EPA ID CA4110009
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

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