438 2nd Ave E, Columbia Falls, MT 59912 Property Records

Flathead County property record for 438 2nd Ave E, Columbia Falls, MT 59912

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,470 sqft · built 1955
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,250 (May 2023)
Tax Bill	$2,138 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0753207`

Property Details

APN / Parcel Number

Primary APN	`R0753207`
Alternative APNs	`07-4186-08-4-48-01-0000` `0000065202`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,470 sqft
Basement Area	957 sqft
Finished Basement	957 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000065202
Street Address	438 2ND AVE E
City	COLUMBIA FALLS
State	MT
Zip	59912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	COLUMBIA FALLS, S08, T30 N, R20 W, BLOCK 30, LOT 10, ASSR# 0000065202
Legal Range	20W
Legal Township	30N
Legal Section	08
Legal Subdivision	COLUMBIA FALLS
Legal Block	30
Legal Lot Number	10
Jurisdiction	FLATHEAD MT
Township / Civil Division	COLUMBIA FALLS
Census Block Group	1
Census Block	1035
Census Tract	203

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1488, COLUMBIA FALLS, MT 59912-1488
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CREDIT UNION
May 1, 2023	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU
Mar 25, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on Record
Deed Sale	May 1, 2023 · Amount on Record
Deed Document Number	20236363
Prior Transfer Date	Mar 17, 2022
Prior Transfer Doc	0000007852
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	May 13, 2026
Property Address	438 2ND AVE E, COLUMBIA FALLS, MT 59912-3326
Document Number	0000009690
Instrument Date	May 8, 2026
Instrument	20269690
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000009690,
Date	May 13, 2026
Instrument	20269690

Lender

Name	WHITEFISH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 12, 2036

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 1, 2023
Property Address	438 2ND AVE E, COLUMBIA FALLS, MT 59912
Document Number	202300006363
Instrument Date	Apr 28, 2023
Instrument	202300006363
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1488, COLUMBIA FALLS, MT 59912-1488

Mortgage

Document Number	202300006364
Date	May 1, 2023
Instrument	202300006364

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

March 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLATHEAD MT
Recording Date	Mar 25, 2022
Property Address	438 2ND AVE E, COLUMBIA FALLS, MT 59912
Document Number	202200007852
Instrument Date	Mar 17, 2022
Instrument	202200007852
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 506, COLUMBIA FALLS, MT 59912-0506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 222, EUREKA, MT 59917-0222

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Columbia Falls City
Elementary School District	Columbia Falls Elementary School District (PK - 08)
Secondary School District	Columbia Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,138.00 (+2.79%)	$456,700 (-)
2025	$2,080.00 (-27.22%)	$456,700 (+16.3%)	$456,700 (+16.3%) Land $141,375 Building $315,325
2023	$2,858.00	$392,700	$392,700 Land $81,563 Building $311,137

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1997–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2023 · other causes
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 86% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA FALLS serves 4,450 people · EPA ID MT0000181
Water Source	Groundwater
Last State Inspection	May 2026
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MontanaSky Networks Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bullitt Communications, CenturyLink, Vero Fiber.

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