430 2nd Ave E, Columbia Falls, MT 59912 Property Records

Flathead County property record for 430 2nd Ave E, Columbia Falls, MT 59912

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,337 sqft · built 1954
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on File
Last Sale	$257,900 (Jul 2018)
Tax Bill	$2,023 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0779570`

Property Details

APN / Parcel Number

Primary APN	`R0779570`
Alternative APNs	`07-4186-08-4-48-05-0000` `0000715650`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,337 sqft Living Area
1st Floor Area	1,337 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	222 sqft
Shed	1 Shed
Shed Area	64 sqft
Lean-To	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000715650
Street Address	430 2ND AVE E
City	COLUMBIA FALLS
State	MT
Zip	59912-3326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	COLUMBIA FALLS, S08, T30 N, R20 W, BLOCK 30, LOT 9, LOT 8 S2, ASSR# 0000715650
Legal Range	20W
Legal Township	30N
Legal Section	08
Legal Subdivision	COLUMBIA FALLS
Legal Block	30
Legal Lot Number	8,9
Jurisdiction	FLATHEAD MT
Township / Civil Division	COLUMBIA FALLS
Census Block Group	1
Census Block	1035
Census Tract	203

Owner

430 2nd Ave E is owned and occupied by two individuals who bought it in July 2018.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	430 2ND AVE E, COLUMBIA FALLS, MT 59912-3326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Jul 16, 2018	Warranty Deed, Transfer · FHA Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on File
Deed Sale	Jul 16, 2018 · Amount on File
Prior Sale	Mar 20, 2015 · Amount on File
Deed Document Number	201814555
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	430 2ND AVE E, COLUMBIA FALLS, MT 59912-3326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000035951
Date	Oct 26, 2020
Instrument	202000035951

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 16, 2018
Property Address	430 2ND AVE E, COLUMBIA FALLS, MT 59912-3326
Document Number	201800014555
Instrument Date	Jul 16, 2018
Instrument	201800014555
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	430 2ND AVE E, COLUMBIA FALLS, MT 59912-3326

Mortgage

Document Number	201800014556
Date	Jul 16, 2018
Instrument	201800014556

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 430 2nd Ave E was $2,023.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Columbia Falls City
Elementary School District	Columbia Falls Elementary School District (PK - 08)
Secondary School District	Columbia Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,023.00	$432,300
2025			$432,300 Land $143,563 Building $288,737
2023	$3,329.00	$341,800	$341,800 Land $89,844 Building $251,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 2nd Ave E in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1997–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2023 · other causes
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 2nd Ave E is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 86% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA FALLS serves 4,450 people · EPA ID MT0000181
Water Source	Groundwater
Last State Inspection	May 2026
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MontanaSky Networks Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bullitt Communications, CenturyLink, Vero Fiber.

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