4378 N Ruffing Ave, Delphi, IN 46923 Property Records

Carroll County property record for 4378 N Ruffing Ave, Delphi, IN 46923

Property Summary

Property Type	Residential
Details	built 1992
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Tax Bill	$83 (2025)
Deeds & Mortgages	Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-06-19-000-127.000-006`

Property Details

APN / Parcel Number

Primary APN	`08-06-19-000-127.000-006`
Alternative APNs	`01297067391` `0052302900`

Interior

Plumbing Fixtures	5 Plumbing Fixtures

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Shed	1 Shed

Location & Zoning

Account Number	01297067391
Street Address	4378 N RUFFING AVE
City	DELPHI
State	IN
Zip	46923-8546
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	005-23029-00 DELPHI COMMERCIAL CLUB LOT 127
Legal Subdivision	DELPHI COMMERCIAL CLUB
Legal Lot Number	127
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	2
Census Block	2002
Census Tract	959600

Owner

4378 N Ruffing Ave, a residential property, is owned and occupied by an individual who acquired it in December 2019.

Source: Carroll County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4378 N RUFFING AVE, DELPHI, IN 46923-8546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 23, 2019
Transfer Doc	2019003835
Record Updated	Sep 20, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL IN
Recording Date	Dec 23, 2019
Property Address	4378 N RUFFING AVE, DELPHI, IN 46923-8546
Document Number	2019003835
Instrument Date	Dec 23, 2019
Instrument	2019003835
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 STAGHORN, LAFAYETTE, IN 47909

Tax Assessment & Valuation

The 2025 property tax bill for 4378 N Ruffing Ave was $83, down 3.5% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$83.00 (-3.49%)	$7,000 Land $5,700 Building $1,300	$7,000 Land $5,700 Building $1,300
2024	$86.00
2023		$6,900 Land $5,700 Building $1,200	$6,900 Land $5,700 Building $1,200
2022	$185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4378 N Ruffing Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4378 N Ruffing Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	200 / 35
T-Mobile Fixed Wireless	100 / 20