Carroll County property record for 3198 N Ruffing Ave, Delphi, IN 46923
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,376 sqft · built 1952 |
| Lot Size | 0.244 acres (10,628 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $933 (2025) |
| Deeds & Mortgages | Aug 2021 Sale Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-06-19-000-144.000-006 |
| Primary APN | 08-06-19-000-144.000-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 10,628 sqft (0.244 acres) |
| Lot Dimensions | 125 ft deep x 85 ft wide |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00894721173 |
|---|---|
| Street Address | 3198 N RUFFING AVE |
| City | DELPHI |
| State | IN |
| Zip | 46923-8549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 005-23046-00 DELPHI COMMERCIAL CLUB LOT 132 N2 VAC DOLIN AVE E2 VAC ALLEY |
| Legal Subdivision | DELPHI COMMERCIAL CLUB |
| Legal Lot Number | 132 |
| Jurisdiction | CARROLL IN |
| Township / Civil Division | DEER CREEK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 959600 |
Source: Carroll County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3198 N RUFFING AVE, DELPHI, IN 46923-8549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2021 | Warranty Deed, Transfer |
| Sep 20, 2019 | Warranty Deed, Transfer COLUMBIA TITLE, COLUMBIA TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2021 |
| Deed Sale | Aug 31, 2021 |
| Prior Sale | Sep 20, 2019 |
| Deed Document Number | 20213214 |
| Prior Transfer Date | Apr 30, 2008 |
| Prior Transfer Doc | 00073/0703 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Aug 31, 2021 |
| Property Address | 3198 N RUFFING AVE, DELPHI, IN 46923-8549 |
| Document Number | 2021003214 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021003214 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3198 N RUFFING AVE, DELPHI, IN 46923-8549 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Sep 20, 2019 |
| Property Address | 3198 N RUFFING AVE, DELPHI, IN 46923-8549 |
| Document Number | 2019002844 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 2019002844 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | COLUMBIA TITLE, COLUMBIA TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5552 N 800 W, DELPHI, IN 46923-8480 |
Source: Carroll County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Carroll County |
| County Subdivision | Deer Creek Township |
| Unified School District | Delphi Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $933.00 (+4.01%) | $79,700 (+34.86%) Land $7,700 Building $72,000 | $79,700 (+34.86%) Land $7,700 Building $72,000 |
| 2024 | $897.00 (+41.26%) | ||
| 2023 | $59,100 (+15.2%) Land $7,700 Building $51,400 | $59,100 (+15.2%) Land $7,700 Building $51,400 | |
| 2022 | $635.00 | $51,300 Land $7,700 Building $43,600 | $51,300 Land $7,700 Building $43,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| On-Ramp Indiana Fixed Wireless | 200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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