4378 Covered Bridge Rd, Gladys, VA 24554 Property Records

Campbell County property record for 4378 Covered Bridge Rd, Gladys, VA 24554

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,840 sqft · built 2005
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Aug 2022)
Tax Bill	$1,039 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0870-04000-020-A`

Property Details

APN / Parcel Number

Primary APN	`0870-04000-020-A`
Alternative APNs	`0010035637` `87-4-20A` `10035637`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,840 sqft Living Area
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	59,242 sqft (1.36 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	10035637
Street Address	4378 COVERED BRIDGE RD
City	GLADYS
State	VA
Zip	24554-3086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARYSVILLE RD - PT LOT 20
Legal Lot Number	20
Jurisdiction	CAMPBELL VA
Township / Civil Division	BROOKNEAL
Census Block Group	1
Census Block	1072
Census Tract	20800

Owner

Source: Campbell County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4378 COVERED BRIDGE RD, GLADYS, VA 24554-3086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Apr 21, 2017	Warranty Deed, Transfer · FmHA Mortgage FARM CREDIT OF THE VIRGINIAS ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Apr 21, 2017 · Amount on Record
Deed Document Number	20225335
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL VA
Recording Date	Aug 19, 2022
Property Address	4378 COVERED BRIDGE RD, GLADYS, VA 24554-3086
Document Number	0220005335
Instrument Date	Aug 17, 2022
Instrument	220005335
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4378 COVERED BRIDGE RD, GLADYS, VA 24554-3086

Mortgage

Document Number	0220005336
Date	Aug 19, 2022
Instrument	220005336

Lender

Name	THRIVE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL VA
Recording Date	Apr 21, 2017
Property Address	4378 COVERED BRIDGE RD, GLADYS, VA 24554-3086
Document Number	170001986
Instrument Date	Apr 17, 2017
Instrument	170001986
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4378 COVERED BRIDGE RD, GLADYS, VA 24554-3086

Mortgage

Document Number	170001987
Date	Apr 21, 2017
Instrument	170001987

Lender

Name	FARM CREDIT OF THE VIRGINIAS ACA

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Campbell County
Unified School District	Campbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,039.00	$231,100 (-) Land $19,800 Building $211,300
2023	$1,039.00	$231,100 Land $19,800 Building $211,300	$231,100 Land $19,800 Building $211,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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