4196 Covered Bridge Rd, Gladys, VA 24554 Property Records

Campbell County property record for 4196 Covered Bridge Rd, Gladys, VA 24554

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,268 sqft · built 1962
Lot Size	2.43 acres (105,851 sqft)
Owner	Individual Name on Record
Last Sale	$169,900 (Sep 2026)
Tax Bill	$483 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0870-04000-021-A`

Property Details

APN / Parcel Number

Primary APN	`0870-04000-021-A`
Alternative APNs	`001580300` `87-4-21A` `1580300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Lot Area	105,851 sqft (2.43 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1580300
Street Address	4196 COVERED BRIDGE RD
City	GLADYS
State	VA
Zip	24554-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	PT LOT 21 MARYSVILLE
Legal Subdivision	MARYSVILLE SD
Legal Lot Number	21
Jurisdiction	CAMPBELL VA
Township / Civil Division	BROOKNEAL
Census Block Group	1
Census Block	1072
Census Tract	20800

Owner

Source: Campbell County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4196 COVERED BRIDGE RD, GLADYS, VA 24554-2824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE
Sep 26, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2026 · Amount on Record
Deed Sale	Sep 17, 2026 · Amount on Record
Prior Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	20265049
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CAMPBELL VA
Recording Date	Sep 17, 2026
Property Address	4196 COVERED BRIDGE RD, GLADYS, VA 24554-2824
Document Number	0000005049
Instrument Date	Sep 16, 2026
Instrument	20265049
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,159.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4196 COVERED BRIDGE RD, GLADYS, VA 24554-2824
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005050,
Date	Sep 17, 2026
Instrument	20265050

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL VA
Recording Date	Sep 26, 2017
Property Address	4196 COVERED BRIDGE RD, GLADYS, VA 24554-2824
Document Number	0170004895
Instrument Date	Sep 5, 2017
Instrument	170004895
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4196 COVERED BRIDGE RD, GLADYS, VA 24554-2824

Mortgage

Document Number	0170004896
Date	Sep 26, 2017
Instrument	170004896

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Campbell County
Unified School District	Campbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$483.00	$107,500 (-) Land $25,200 Building $82,300	$107,500 (-) Land $25,200 Building $82,300
2025	$483.00	$107,500 (-) Land $25,200 Building $82,300
2023	$483.00	$107,500 Land $25,200 Building $82,300	$107,500 Land $25,200 Building $82,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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