43763 Longleaf Ln, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 43763 Longleaf Ln, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,190 sqft · built 2020
Lot Size	0.228 acres (9,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jul 2026)
Tax Bill	$2,839 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422629323003`

Property Details

APN / Parcel Number

Primary APN	`422629323003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,190 sqft Living Area
Gross Area	3,146 sqft
1st Floor Area	2,190 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	9,935 sqft (0.228 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	660 sqft
Driveway	Driveway
Driveway Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	43763 LONGLEAF LN
City	PUNTA GORDA
State	FL
Zip	33982-6020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BABCOCK RANCH PHASE 1B1 NORTHEAST LOT 434 (9 935 SF M/L) 4518/901 4734/704
Legal Range	26E
Legal Township	42S
Legal Section	29
Legal Subdivision	BABCOCK RANCH PHASE 1B1
Legal Lot Number	434
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43763 LONGLEAF LN, PUNTA GORDA, FL 33982-6020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Mar 26, 2021	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC
Dec 18, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	20263669129
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 30, 2026
Property Address	43763 LONGLEAF LN, PUNTA GORDA, FL 33982-6020
Document Number	0003669129
Instrument Date	Jul 29, 2026
Instrument	20263669129
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	MARKET TITLE, NEW MARKET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364,105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43763 LONGLEAF LN, PUNTA GORDA, FL 33982-6020

Mortgage

Document Number	0003669130,
Date	Jul 30, 2026
Instrument	20263669130

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 26, 2021
Property Address	43763 LONGLEAF LN, PUNTA GORDA, FL 33982-6020
Document Number	0047340704
Book / Page	4734 / 704
Map Reference	MB 22 PG 20A-20G
Instrument Date	Mar 26, 2021
Instrument	2921971
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2022
Title Company	PARADISE LAND TITLE AGENCY LLC, PARADISE LAND TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,382.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1400 CENTREPARK BLVD STE 1000, 1400, WEST PALM BEACH, FL 33401-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43763 LONGLEAF LN, PUNTA GORDA, FL 33982-6020

Mortgage

Document Number	0004734706
Date	Mar 26, 2021
Instrument	4734/706

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 18, 2019
Property Address	43763 LONGLEAF LN, PUNTA GORDA, FL 33982-6020
Document Number	0045180901
Book / Page	004518 / 000901
Instrument Date	Dec 5, 2019
Instrument	2770484
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$16,940.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1127 GATEWAY BLVD BOYNTON BEACH FL 334268314, BOYNTON BEACH, FL 33426-8314
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,839.00 (+5.89%) Veteran's exemption	$360,796 (-1.92%) Land $85,000 Building $275,796	$360,796 (-19.32%) Land $85,000 Building $275,796
2024	$2,681.00 (+2.8%)
2023	$2,608.00 (+7.33%) Disabled Person's exemption Veteran's exemption	$367,858 (+3%)	$447,210 (+15.47%) Land $81,000 Building $366,210
2022	$2,430.00 Disabled Person's exemption	$357,144	$387,312 Land $51,000 Building $336,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 82% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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