43794 Longleaf Ln, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 43794 Longleaf Ln, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,240 sqft · built 2019
Lot Size	0.171 acres (7,464 sqft)
Owner	Individual Name on File
Last Sale	$468,000 (Sep 2023)
Tax Bill	$5,434 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-26-29-321-008`

Property Details

APN / Parcel Number

Primary APN	`42-26-29-321-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
Gross Area	2,882 sqft
Flooring	Covered

Exterior

Year Built	Built 2019
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,464 sqft (0.171 acres)
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	336 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	201 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	43794 LONGLEAF LN
City	PUNTA GORDA
State	FL
Zip	33982-6019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BCR 1B1 00NE 0391 BABCOCK RANCH PHASE 1B1 NORTHEAST LOT 391 (7 465 SF M/L) 4437/2077 4568/1 3315164
Legal Range	26E
Legal Township	42S
Legal Section	29
Legal Subdivision	BABCOCK RANCH
Legal Phase	1B
Legal Lot Number	391
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

43794 Longleaf Ln is owned and occupied by an individual who bought it in September 2023.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	43794 LONGLEAF LN, PUNTA GORDA, FL 33982-6019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Warranty Deed, Transfer · Conventional Mortgage CHARLOTTE STATE BANK & TRUST
Apr 27, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC
May 14, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2023 · Amount on File
Deed Sale	Sep 14, 2023 · Amount on File
Prior Sale	Apr 27, 2020 · Amount on File
Deed Document Number	3315164
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 14, 2023
Property Address	43794 LONGLEAF LN, PUNTA GORDA, FL 33982-6019
Document Number	0003315164
Map Reference	MB 22 PG 20A-20G
Instrument Date	Sep 12, 2023
Instrument	3315164
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	BURNT STORE TITLE LLC, BURNT STORE TITLE OF SWFL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,276.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 NE 3RD PL, CAPE CORAL, FL 33909-2586

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43794 LONGLEAF LN, PUNTA GORDA, FL 33982-6019

Mortgage

Document Number	0003315165
Date	Sep 14, 2023
Instrument	3315165

Lender

Name	CHARLOTTE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	7.25%
Max Rate At Change	9.25%
Index	1-Year T-Bill
Margin	3
Max Rate	13.2%

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 27, 2020
Property Address	43794 LONGLEAF LN, PUNTA GORDA, FL 33982-6019
Document Number	0045680001
Book / Page	004568 / 000001
Instrument Date	Apr 23, 2020
Instrument	2806776
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 22, 2020
Title Company	PARADISE LAND TITLE AGENCY LLC, PARADISE LAND TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,057.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43794 LONGLEAF LN PUNTA GORDA FL 339826019, PUNTA GORDA, FL 33982-6019

Mortgage

Document Number	45680003
Date	Apr 27, 2020
Book Page	004568/000003
Instrument	2806777

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 14, 2019
Property Address	43794 LONGLEAF LN, PUNTA GORDA, FL 33982-6019
Document Number	0044372077
Book / Page	004437 / 002077
Instrument Date	May 6, 2019
Instrument	2709242
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$14,000.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1127 GATEWAY BLVD BOYNTON BEACH FL 334268314, BOYNTON BEACH, FL 33426-8314
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 43794 Longleaf Ln was $5,434.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,434.00	$363,734	$455,364 Land $82,500 Building $372,864
2023	$8,761.00 (+48.11%)	$402,922 (+49.54%)	$420,432 (+21.15%) Land $61,000 Building $359,432
2022	$5,915.00 Homeowner's exemption	$269,433	$347,029 Land $45,900 Building $301,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43794 Longleaf Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43794 Longleaf Ln is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 82% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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