4376 River St, Willoughby, OH 44094 Property Records

Lake County property record for 4376 River St, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1890
Lot Size	0.216 acres (9,409 sqft)
Owner	Individual Name on Record
Last Sale	$54,980 (Sep 2017)
Tax Bill	$5,696 (2023)
Deeds & Mortgages	Apr 2021 Line of Credit Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-A-026-D-00-016-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-026-D-00-016-0`
Alternative APN	`D 50`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	384 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1998
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,409 sqft (0.216 acres)
Lot Dimensions	155 ft deep x 47 ft wide
View / Lot	Extra Front
Deck Area	144 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4376 RIVER ST
City	WILLOUGHBY
State	OH
Zip	44094-7815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MFL
Legal Description	LOT 2 TRACT 13 PART OF S/L 9 & 10
Legal Subdivision	SORTER SURVEY
Legal Tract	13
Legal Block	2
Legal Lot Number	9
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2009
Census Tract	201400

Owner

Source: Lake County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9773 1ST ST NE, ST PETERSBURG, FL 33702-2601
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 3, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 22, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Prior Sale	Dec 28, 1999 · Amount on Record
Deed Document Number	201725444
Prior Transfer Date	Sep 14, 2017
Prior Transfer Doc	0000025444
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	4376 RIVER ST, WILLOUGHBY, OH 44094-7815
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013473
Date	Apr 21, 2021
Instrument	2021R013473

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Mar 3, 2021
Property Address	4376 RIVER ST, WILLOUGHBY, OH 44094-7815
Document Number	0000007213
Map Reference	VOL A PG 49
Instrument Date	Feb 14, 2021
Instrument	2021R007213
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9773 1ST ST NE, SAINT PETERSBURG, FL 33702-2601

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE OH
Recording Date	Sep 22, 2017
Property Address	4376 RIVER ST, WILLOUGHBY, OH 44094-7815
Document Number	0000025444
Instrument Date	Sep 14, 2017
Instrument	25444
Transaction Type	Foreclosure
Record Updated	Sep 26, 2017

Transaction

Amount	Amount Recorded
Tax	$219.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	685 JEFFERSON DR HIGHLAND HEIGHTS OH 441432036, HIGHLAND HEIGHTS, OH 44143-2036

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,540 (+30.53%) Land $30,670 Building $47,870	$224,400 (+30.53%) Land $87,620 Building $136,780
2023	$5,696.00 (+114.54%) Homeowner's exemption	$60,170 (+43.26%) Land $25,250 Building $34,920
2022	$2,655.00	$42,000 Land $21,400 Building $20,600
2021			$171,910 Land $72,130 Building $99,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2017)
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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