4368 River St, Willoughby, OH 44094 Property Records

Lake County property record for 4368 River St, Willoughby, OH 44094

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,136 sqft · built 1921
Lot Size	0.11 acres (4,800 sqft)
Owner	Company Name on Record
Last Sale	$62,500 (May 2026)
Tax Bill	$4,106 (2023)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-A-026-D-00-017-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-026-D-00-017-0`
Alternative APN	`D 51`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,136 sqft Living Area
Gross Area	1,972 sqft
1st Floor Area	384 sqft
Attic	Attic
Attic Area	252 sqft
Basement Area	524 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1970
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	80 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	261 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4368 RIVER ST
City	WILLOUGHBY
State	OH
Zip	44094-7815
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-MF1
Legal Description	LOT 2 TRACT 13 PART OF S/L 9 & 10
Legal Subdivision	SORTER SURVEY
Legal Tract	13
Legal Block	2
Legal Lot Number	9-10
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2009
Census Tract	201400

Owner

Source: Lake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	294 E 272ND ST, EUCLID, OH 44132-2666
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit TITLECO TITLE AGENCY
May 14, 2026	Fiduciary Deed, Transfer TITLECO TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Oct 30, 1985
Deed Document Number	202610228
Prior Transfer Date	May 28, 2015
Prior Transfer Doc	0000014422
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	May 22, 2026
Property Address	4368 RIVER ST, WILLOUGHBY, OH 44094-7815
Document Number	0000010993
Instrument Date	May 21, 2026
Instrument	202610993
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLECO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	294 E 272ND ST, EUCLID, OH 44132-2666

Mortgage

Document Number	0000010993,
Date	May 22, 2026
Instrument	202610993

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

May 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LAKE OH
Recording Date	May 14, 2026
Property Address	4368 RIVER ST, WILLOUGHBY, OH 44094-7815
Document Number	0000010228
Instrument Date	May 12, 2026
Instrument	2026.10228
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	TITLECO TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$25,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	294 E 272ND ST, EUCLID, OH 44132-2666

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,940 (+24.37%) Land $12,740 Building $41,200	$154,120 (+24.39%) Land $36,410 Building $117,710
2023	$4,106.00 (+47.54%) Homeowner's exemption	$43,370 (-) Land $10,500 Building $32,870
2022	$2,783.00	$43,370 Land $10,500 Building $32,870
2021			$123,900 Land $30,000 Building $93,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2017)
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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