Cabarrus County property record for 4376 Gail Ln, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,375 sqft · built 2017 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,500 (Jul 2017) |
| Tax Bill | $2,502 (2023) |
| Deeds & Mortgages | May 2018 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03009D0001.000000 |
| Primary APN | 03009D0001.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,375 sqft Living Area |
| Gross Area | 2,952 sqft |
| 1st Floor Area | 1,495 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 381 ft deep x 112 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,742 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 115 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 117193 |
|---|---|
| Street Address | 4376 GAIL LN |
| City | CONCORD |
| State | NC |
| Zip | 28027-7639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AO |
| Legal Description | LT 1 SOUTHERN EXPOSURE |
| Legal Subdivision | SOUTHERN EXPOSURE |
| Legal Lot Number | 1 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 41301 |
4376 Gail Ln is owned and occupied by two individuals who acquired it in August 2020.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4376 GAIL LN, CONCORD, NC 28027-7639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage POTOMAC MORTGAGE GROUP LLC |
| Sep 4, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2017 · Amount on File |
| Deed Sale | Jul 27, 2017 · Amount on File |
| Deed Document Number | 201712602-0022 |
| Deed Book / Page | 12602 / 22 |
| Last Transfer Date | Aug 31, 2020 |
| Transfer Doc | 14473256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4376 GAIL LN, CONCORD, NC 28027-7639 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012982126 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 12982/0126 |
| Name | POTOMAC MORTGAGE GROUP LLC |
|---|---|
| Type | Lending Institution |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 4, 2020 |
| Property Address | 4376 GAIL LN, CONCORD, NC 28027-7639 |
| Document Number | 0014473256 |
| Book / Page | 14473 / 256 |
| Map Reference | MB 34 PG 70 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4376 GAIL LN, CONCORD, NC 28027-7639 |
| Document Number | 0014473260 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 14473/260 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $567,030 (-) Land $88,000 Building $479,030 | ||
| 2025 | $567,030 Land $88,000 Building $479,030 | ||
| 2024 | $567,030 (+83.14%) Land $88,000 Building $479,030 | ||
| 2023 | $2,502.00 | $309,620 Land $61,000 Building $248,620 | $309,620 Land $61,000 Building $248,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4376 Gail Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4376 Gail Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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