Cabarrus County property record for 4367 Gail Ln, Concord, NC 28027 · Last verified May 2024
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,848 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,452.00 (2023) |
| Primary APN | 4683 01 8460 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,848 sqft Living Area |
| 1st Floor | 1,848 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 247 ft Width |
| Shed | 1 Shed |
|---|---|
| Shed Area | 120 sqft Shed |
| Porch | Open Porch |
| Porch Area | 156 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2039590 |
|---|---|
| Street Address | 4367 GAIL LN |
| City | CONCORD |
| State | NC |
| Zip | 28027-7639 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | TRACT 2 CECIL E MORRISON PROP |
| Legal Subdivision | PORTION/CECIL E MORRISON PROP |
| Legal Tract | 2 |
| Jurisdiction | CABARRUS NC |
| Minor Civil Division | 3, ODELL |
| Census Blockgroup | 2 |
| Census Block | 2035 |
| Census Tract | 41301 |
Source: Cabarrus County records · APN 4683 01 8460
Assessment roll updated January 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4367 GAIL LN, CONCORD, NC 28027-7639 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Jun 30, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 10, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Oct 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FREEDOM MTG |
| Apr 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FIRST DIRECT LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 29, 2026 |
| Property Address | 4367 GAIL LN, CONCORD, NC 28027-7639 |
| Document Number | 0000017911 |
| Book / Page | 18102 / 47 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202617911 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 4367 GAIL LN, CONCORD, NC 28027-7639 |
| Document Number | 0000017911, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 18102/47 |
| Instrument | 202617911 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4367 GAIL LN, CONCORD, NC 28027-7639 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0016552277 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 16552/277 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4367 GAIL LN, CONCORD, NC 28027-7639 |
| Document Number | 12843161 |
| Book / Page | 012843 / 000161 |
| Instrument Date | Jan 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4367 GAIL LN CONCORD NC 280277639, CONCORD, NC 28027-7639 |
| Document Number | 12843161 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 012843/000161 |
| Instrument | 971 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | CONCORD, NC 28027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4367 GAIL LN, CONCORD, NC 28027-7639 |
| Document Number | 12745258 |
| Book / Page | 012745 / 000258 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4367 GAIL LN CONCORD NC 280277639, CONCORD, NC 28027-7639 |
| Document Number | 12745258 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 012745/000258 |
| Instrument | 28441 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 30, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4367 GAIL LN, CONCORD, NC 28027-7639 |
| Document Number | 12451311 |
| Book / Page | 012451 / 000311 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2017 |
| Title Company | LENDERS TITLE SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4367 GAIL LN CONCORD NC 280277639, CONCORD, NC 28027-7639 |
| Document Number | 12451311 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 012451/000311 |
| Instrument | 9827 |
| Name | FIRST DIRECT LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 20, 2037 |
Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,452.00 | $179,700 Land $52,920 Building $126,780 | $179,700 Land $52,920 Building $126,780 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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