Niagara County and Cambria Town property record for 4375 Lower Mountain Rd, Lockport, NY 14094
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,489 sqft · built 1850 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $198 (Jun 2003) |
| Tax Bill | $8,688 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 292000 92.00-1-18.12 |
| Primary APN | 292000 92.00-1-18.12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,489 sqft Living Area |
| 1st Floor Area | 1,469 sqft |
| 2nd Floor Area | 1,020 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 871,200 sqft (20 acres) |
| Porch | Slab |
| Porch Area | 80 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4375 LOWER MOUNTAIN RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-8821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AR |
| Legal Block | 1 |
| Legal Lot Number | 18.012 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | CAMBRIA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 24303 |
Source: Niagara County and Cambria Town records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4375 LOWER MOUNTAIN RD, LOCKPORT, NY 14094-8821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2003 · Amount on Record |
| Deed Sale | Jun 25, 2003 · Amount on Record |
| Deed Book / Page | 3241 / 323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | May 18, 2026 |
| Property Address | 4375 LOWER MOUNTAIN RD, LOCKPORT, NY 14094-8821 |
| Document Number | 0000007254 |
| Instrument Date | May 7, 2026 |
| Instrument | 20267254 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4375 LOWER MOUNTAIN RD, LOCKPORT, NY 14094-8821 |
| Document Number | 0000007254, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 20267254 |
| Name | CORNERSTONE COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Niagara County and Cambria Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Cambria Town |
| Unified School District | Starpoint Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,688.00 | $451,000 (+15.05%) Land $93,800 Building $357,200 | $451,000 (+15.05%) Land $93,800 Building $357,200 |
| 2023 | $392,000 Land $93,800 Building $298,200 | $392,000 Land $93,800 Building $298,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA WATER DISTRICT serves 5,839 people · EPA ID NY3100557 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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