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4332 Lower Mountain Rd, Lockport, NY 14094 Property Records

Niagara County and Cambria Town property record for 4332 Lower Mountain Rd, Lockport, NY 14094

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,717 sqft · built 1991
Lot Size0.81 acres (35,284 sqft)
Owner2 Individual Names on File
Last Sale$336,000 (Oct 2019)
Tax Bill$11,019 (2026)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN292000 106.00-2-58

Property Details

APN / Parcel Number

Primary APN292000 106.00-2-58
Alternative APN
  • 20001060000002058000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,717 sqft Living Area
1st Floor Area1,824 sqft
Upper Floors Area893 sqft
Basement Area1,824 sqft
Finished Basement1,824 sqft
Unfinished Basement1,824 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area35,284 sqft (0.81 acres)
Lot Dimensions300 ft deep x 117 ft wide
Garage TypeDetached
Garage Area960 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area504 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4332 LOWER MOUNTAIN RD
CityLOCKPORT
StateNY
Zip14094-8820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeED
Legal Description44 14 7 SUB LOT #5
Legal SubdivisionHOLLAND LAND COMPANY S SURVEY
Legal Block2
Legal Lot Number58.000
JurisdictionNIAGARA NY
Township / Civil DivisionCAMBRIA
Census Block Group2
Census Block2022
Census Tract24303

Owner

4332 Lower Mountain Rd is owned and occupied by two individuals who bought it in October 2019.

Source: Niagara County and Cambria Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address4332 LOWER MOUNTAIN RD, LOCKPORT, NY 14094-8820
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2019 · Amount on File
Deed SaleOct 28, 2019 · Amount on File
Deed Document Number201918037
Record UpdatedOct 29, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateOct 28, 2019
Property Address4332 LOWER MOUNTAIN RD, LOCKPORT, NY 14094-8820
Document Number0000018037
Instrument DateOct 23, 2019
Instrument18037
Transaction TypeTransfer
Record UpdatedNov 7, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,344.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7045 LAKESIDE DR NIAGARA FALLS NY 143044660, NIAGARA FALLS, NY 14304-4660

Mortgage

Document Number18038
DateOct 28, 2019
Instrument18038
Lender
NameM&T BK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 27, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4332 Lower Mountain Rd was $11,019, up 0.4% from the year before.

Source: Niagara County and Cambria Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionCambria Town
Unified School DistrictStarpoint Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,019.00 (+0.36%)
2025$10,979.00$523,000 Land $62,400 Building $460,600$523,000 Land $62,400 Building $460,600
2023$498,000 Land $62,400 Building $435,600$498,000 Land $62,400 Building $435,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4332 Lower Mountain Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4332 Lower Mountain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA WATER DISTRICT
serves 5,839 people · EPA ID NY3100557
Water SourcePurchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State InspectionDec 2022
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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