4373 Stemen St, Lima, OH 45807 Property Records

Allen County property record for 4373 Stemen St, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,532 sqft · built 1957
Lot Size	0.482 acres (20,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Sep 2026)
Tax Bill	$1,800 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-2908-03-004.000`

Property Details

APN / Parcel Number

Primary APN	`26-2908-03-004.000`
Alternative APN	`C1126290803004000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,532 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	200 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	324 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4373 STEMEN ST
City	LIMA
State	OH
Zip	45807-8734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEMEN #1 SUBDIVISION LOT 116 FF 104.80
Legal Subdivision	STEMEN #1 SUBDIVISION
Legal Lot Number	116
Jurisdiction	ALLEN OH
Township / Civil Division	SUGAR CREEK
Census Block Group	2
Census Block	2021
Census Tract	10300

Owner

Source: Allen County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4373 STEMEN ST, LIMA, OH 45807-8734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed, Transfer · Conventional Mortgage SUPERIOR FINANCIAL SOLUTIONS
May 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SUPERIOR CU INC
Nov 27, 2018	Warranty Deed, Transfer WESTERN OH MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	May 14, 2021 · Amount on Record
Deed Document Number	20269637
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 14, 2026
Property Address	4373 STEMEN ST, LIMA, OH 45807-8734
Document Number	0000009637
Instrument Date	Aug 31, 2026
Instrument	20269637
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4373 STEMEN ST, LIMA, OH 45807-8734

Mortgage

Document Number	0000009638,
Date	Sep 14, 2026
Instrument	20269638

Lender

Name	SUPERIOR FINANCIAL SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 14, 2021
Property Address	4373 STEMEN ST, LIMA, OH 45807-8734
Document Number	5140006567
Book / Page	2021 / 6567
Map Reference	MB 9 PG 14
Instrument Date	May 7, 2021
Instrument	202105140006567
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4373 STEMEN ST, LIMA, OH 45807-8734

Mortgage

Document Number	5140006568
Date	May 14, 2021
Instrument	202105140006568

Lender

Name	SUPERIOR CU INC
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Nov 27, 2018
Property Address	4373 STEMEN ST, LIMA, OH 45807-8734
Document Number	0000013262
Instrument Date	Nov 21, 2018
Instrument	13262
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$261.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4373 STEMEN ST LIMA OH 458078734, LIMA, OH 45807-8734

Mortgage

Document Number	13263
Date	Nov 27, 2018
Instrument	13263

Lender

Name	WESTERN OH MTG
Type	Mortgage Company
Address	SIDNEY, OH 45365

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2048

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Sugar Creek Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,800.00 (-1.59%)	$46,030 (-) Land $10,050 Building $35,980	$131,500 (-) Land $28,700 Building $102,800
2024	$1,829.00 (+26.14%) Homeowner's exemption	$46,030 (+40.04%) Land $10,050 Building $35,980	$131,500 (+40.04%) Land $28,700 Building $102,800
2023	$1,450.00 (-2.23%) Homeowner's exemption	$32,870 (-) Land $7,180 Building $25,690
2022	$1,483.00 Homeowner's exemption	$32,870 Land $7,180 Building $25,690
2021			$93,900 Land $20,500 Building $73,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Buckeye Wireless, MetaLINK Technologies, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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