4374 Egypt Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 4374 Egypt Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,408 sqft · built 2007
Lot Size	5.98 acres (260,489 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,282 (2026)
Deeds & Mortgages	Sep 2022 Second Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-203796`

Property Details

APN / Parcel Number

Primary APN	`09-203796`
Alternative APN	`203796`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Logs
Roof Material	Metal
Lot Area	260,489 sqft (5.98 acres)

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Deck Area	512 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	203796
Street Address	4374 EGYPT RD
City	CAMBRIDGE
State	MD
Zip	21613-3706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2B-5.98 ACRES W/S EGYPT RD CAMBRIDGE
Legal Lot Number	2B
Jurisdiction	DORCHESTER MD
Township / Civil Division	9, CHURCH CREEK
Census Block Group	2
Census Block	2038
Census Tract	970804

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4374 EGYPT RD, CAMBRIDGE, MD 21613-3706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PARTNERS 1ST FCU
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2005
Deed Sale	Jun 29, 2005
Deed Document Number	200541896
Deed Book / Page	659 / 612
Last Transfer Date	Oct 26, 2007
Transfer Doc	MLB008400094
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	4374 EGYPT RD, CAMBRIDGE, MD 21613-3706
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4374 EGYPT RD, CAMBRIDGE, MD 21613-3706

Mortgage

Document Number	0017650435
Date	Sep 6, 2022
Book Page	1765/435

Lender

Name	PARTNERS 1ST FCU
Type	Credit Union
Address	FORT WAYNE, IN 46808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Aug 10, 2032

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	4374 EGYPT RD, CAMBRIDGE, MD 21613-3706
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4374 EGYPT RD, CAMBRIDGE, MD 21613-3706

Mortgage

Document Number	0017230004
Date	Mar 1, 2022
Book Page	1723/4

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	113 Months
Due	Aug 1, 2031

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,282.00 (+8.53%)	$287,400 (+8.53%) Land $36,400 Building $251,000	$287,400 (-) Land $36,400 Building $251,000
2025	$3,024.00 (+23.88%)	$264,800 (+20.58%)	$287,400 (+30.87%) Land $36,400 Building $251,000
2023	$2,441.00	$219,600 Land $36,400 Building $183,200	$219,600 Land $36,400 Building $183,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 196 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	196 in force
Nearby Flood Claims	178 (1978–2026)
Claims Outside the SFHA	2 of 178
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Tropical Storm Isaias, Aug 2020 · 3 claims Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 112 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 94% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Bloosurf Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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