4370 Egypt Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 4370 Egypt Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,592 sqft · built 2021
Lot Size	5.32 acres (231,739 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,783 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-203788`

Property Details

APN / Parcel Number

Primary APN	`09-203788`
Alternative APN	`203788`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,592 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	231,739 sqft (5.32 acres)

Exterior Amenities

Porch	Slab
Deck Area	48 sqft
Shed	1 Shed
Shed Area	1,440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	203788
Street Address	4370 EGYPT RD
City	CAMBRIDGE
State	MD
Zip	21613-3706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2A-5.32 ACRES W/S EGYPT RD CAMBRIDGE
Legal Lot Number	2A
Jurisdiction	DORCHESTER MD
Township / Civil Division	9, CHURCH CREEK
Census Block Group	2
Census Block	2038
Census Tract	970804

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4370 EGYPT RD, CAMBRIDGE, MD 21613-3706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 23, 2020	Intrafamily Transfer, Transfer · Line of Credit 1880 BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2005
Deed Sale	Jun 29, 2005
Prior Sale	Oct 29, 2003 · Amount on Record
Deed Document Number	200541895
Deed Book / Page	659 / 618
Last Transfer Date	Sep 22, 2020
Transfer Doc	0015970133
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	4370 EGYPT RD, CAMBRIDGE, MD 21613-3706
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016780063
Date	Sep 1, 2021
Book Page	1678/63

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Sep 23, 2020
Property Address	4370 EGYPT RD, CAMBRIDGE, MD 21613-3706
Document Number	0015970133
Book / Page	1597 / 133
Map Reference	MB MLB51 FO 073
Instrument Date	Sep 22, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DBA REAL ESTATE T&E

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4370 EGYPT RD, CAMBRIDGE, MD 21613-3706

Mortgage

Document Number	0001597137
Date	Sep 23, 2020
Instrument	1597/137

Lender

Name	1880 BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,783.00 (+8.63%)	$413,600 (+8.76%) Land $36,100 Building $377,500	$413,600 (-) Land $36,100 Building $377,500
2025	$4,403.00 (+24.1%)	$380,300 (+21.23%)	$413,600 (+31.85%) Land $36,100 Building $377,500
2023	$3,548.00	$313,700 Land $36,100 Building $277,600	$313,700 Land $36,100 Building $277,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 196 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	196 in force
Nearby Flood Claims	178 (1978–2026)
Claims Outside the SFHA	2 of 178
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Tropical Storm Isaias, Aug 2020 · 3 claims Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 112 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 94% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Bloosurf Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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