4374 Damascus Rd, Toccoa, GA 30577 Property Records

Banks County property record for 4374 Damascus Rd, Toccoa, GA 30577 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,536 sqft · built 2022
Lot Size1.7 acres (74,052 sqft)
OwnerIndividual Name on File
Last Sale$25,000 (Jun 2020)
Tax Bill$1,785 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APNB71 044

Property Details

APN / Parcel Number

Primary APNB71 044
Alternative APN
  • 2204

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,536 sqft Heated Area
1st Floor Area1,536 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area74,052 sqft (1.7 acres)
PorchOpen Porch
Porch Area880 sqft
Storage Building140 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number2204
Street Address4374 DAMASCUS RD
CityTOCCOA
StateGA
Zip30577-4604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 4A PB12-12 & PB15-182
Legal SubdivisionELLIOTT CAUDELL SURV
Legal Tract4A
JurisdictionBANKS GA
Township / Civil DivisionBALDWIN
Census Block Group3
Census Block3051
Census Tract970100

Owner

Source: Banks County records · APN B71 044

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4374 DAMASCUS RD, TOCCOA, GA 30577-4604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
OCONEE FEDERAL SAVINGS AND LOAN
Jun 16, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2020 · Amount on Record
Deed SaleJun 16, 2020 · Amount on Record
Deed Document Number0000483724
Deed Book / Page483 / 724
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANKS GA
Property Address4374 DAMASCUS RD, TOCCOA, GA 30577-4604
Transaction TypeMortgage
Record UpdatedNov 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
AddressDAMASCUS RD

Mortgage

Document Number0000000518/0000000644
DateDec 16, 2021
Book Page0000000518/0000000644
Lender
NameOCONEE FEDERAL SAVINGS AND LOAN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBANKS GA
Recording DateJun 16, 2020
Property Address4374 DAMASCUS RD, TOCCOA, GA 30577-4604
Document Number000483/724
Book / Page483 / 724
Instrument DateJun 16, 2020
Instrument2020-000442
Transaction TypeTransfer
Record UpdatedNov 14, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4376 DAMASCUS RD, TOCCOA, GA 30577-4604

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyBanks County
Unified School DistrictBanks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,785.00 (-5.15%) Homeowner's exemption$101,120 (+5.83%) Land $10,574 Building $90,546$252,801 (+5.83%) Land $26,435 Building $226,366
2024$1,882.00 (+5.55%)$95,552 (+9.08%) Land $9,613 Building $85,939$238,879 (+9.08%) Land $24,032 Building $214,847
2023$1,783.00 (+838.42%)$87,601 (+867.01%) Land $8,964 Building $78,637$219,001 (+867.06%) Land $22,409 Building $196,592
2022$190.00$9,059 Land $8,510 Building $549$22,646 Land $21,274 Building $1,372

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130119701003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 49% of the US · above 59% of Georgia
Wildfire LikelihoodAbout 1 in 1,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupDSL200 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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