4305 Damascus Rd, Toccoa, GA 30577 Property Records

Banks County property record for 4305 Damascus Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,404 sqft · built 2001
Lot Size	29 acres (1,267,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,180 (Dec 1999)
Tax Bill	$5,332 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B71 006`

Property Details

APN / Parcel Number

Primary APN	`B71 006`
Alternative APN	`6341`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,404 sqft Heated Area
1st Floor Area	2,222 sqft
Basement Area	746 sqft
Finished Basement	746 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2003
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,267,160 sqft (29 acres)
Garage Area	650 sqft

Exterior Amenities

Pool Area	500 sqft
Porch	Enclosed Porch
Porch Area	1,110 sqft
Deck Area	200 sqft
Patio Area	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	6341
Street Address	4305 DAMASCUS RD
City	TOCCOA
State	GA
Zip	30577-4605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB 22-204 23-21
Jurisdiction	BANKS GA
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3048
Census Tract	970100

Owner

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4305 DAMASCUS RD, TOCCOA, GA 30577-4605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1999 · Amount on Record
Deed Sale	Dec 1, 1999 · Amount on Record
Deed Document Number	0000151536
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	4305 DAMASCUS RD, TOCCOA, GA 30577-4605
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 DAMASCUS RD, TOCCOA, GA 30577-4605

Mortgage

Document Number	0000000504/0000000349
Date	May 17, 2021
Book Page	0000000504/0000000349

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,332.00 (-3.28%) Homeowner's exemption Senior Citizen's exemption	$379,671 (+4.48%) Land $85,684 Building $293,987	$949,177 (+4.48%) Land $214,210 Building $734,967
2024	$5,513.00 (+40.57%) Homeowner's exemption Senior Citizen's exemption	$363,407 (+26.13%) Land $77,895 Building $285,512	$908,516 (+26.13%) Land $194,737 Building $713,779
2023	$3,922.00 (-8.64%) Homeowner's exemption Senior Citizen's exemption	$288,129 (+16.48%) Land $71,019 Building $217,110	$720,323 (+16.48%) Land $177,547 Building $542,776
2022	$4,293.00 Homeowner's exemption	$247,369 Land $53,310 Building $194,059	$618,421 Land $133,274 Building $485,147

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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