4373 Monarch Dr, Fontana, CA 92336 Property Records

San Bernardino County property record for 4373 Monarch Dr, Fontana, CA 92336

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,801 sqft · built 2020
Lot Size	0.098 acres (4,249 sqft)
Owner	Individual Name on File
Last Sale	$720,000 (May 2023)
Tax Bill	$13,815 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0239-824-51-0000`

Property Details

APN / Parcel Number

Primary APN	`0239-824-51-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,801 sqft Living Area
Gross Area	3,227 sqft
1st Floor Area	1,325 sqft
2nd Floor Area	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	4,249 sqft (0.098 acres)
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4373 MONARCH DR
City	FONTANA
State	CA
Zip	92336-4768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 18944 LOT 124 BOOK 351 PAGE 65
Legal Subdivision	TRACT 18944
Legal Tract	18944
Legal Block	1
Legal Lot Number	124
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1007
Census Tract	2709

Owner

4373 Monarch Dr is owned and occupied by an individual who bought it in May 2023.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	4373 MONARCH DR, FONTANA, CA 92336-4768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF HOPE
May 19, 2023	Grant Deed, Transfer · Conventional Mortgage EZ FUNDINGS INC
Feb 3, 2021	Grant Deed, Transfer · Conventional Mortgage ROYAL BUSINESS BANK
Sep 30, 2020	Grant Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2023 · Amount on File
Deed Sale	May 19, 2023 · Amount on File
Prior Sale	Feb 3, 2021 · Amount on File
Deed Document Number	2023122154
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 1, 2026
Property Address	4373 MONARCH DR, FONTANA, CA 92336-4768
Document Number	0000230721
Instrument Date	Aug 25, 2026
Instrument	2026230721
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4373 MONARCH DR, FONTANA, CA 92336-4768

Mortgage

Document Number	0000230721,
Date	Sep 1, 2026
Instrument	2026230721

Lender

Name	BANK OF HOPE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 19, 2023
Property Address	4373 MONARCH DR, FONTANA, CA 92336-4768
Document Number	0000122154
Map Reference	MB 351 PG 65-69
Instrument Date	May 15, 2023
Instrument	2023-0122154
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4373 MONARCH DR, FONTANA, CA 92336-4768

Mortgage

Document Number	0000122155
Date	May 19, 2023
Instrument	2023-0122155

Lender

Name	EZ FUNDINGS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 3, 2021
Property Address	4373 MONARCH DR, FONTANA, CA 92336-4768
Document Number	0000053714
Map Reference	MB 351 PG 65-69
Instrument Date	Jan 13, 2021
Instrument	2021-0053714
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4373 MONARCH DR, FONTANA, CA 92336-4768

Mortgage

Document Number	0000053715
Date	Feb 3, 2021
Instrument	2021-0053715

Lender

Name	ROYAL BUSINESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.87%
Index	1-Year CMT
Max Rate	9.87%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 30, 2020
Property Address	4373 MONARCH DR, FONTANA, CA 92336-4768
Document Number	0000371394
Instrument Date	Sep 25, 2020
Instrument	371394
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,331.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244

Tax Assessment & Valuation

The 2025 property tax bill for 4373 Monarch Dr was $13,815 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$764,069 (+2%) Land $191,017 Building $573,052
2025	$13,815.00 Homeowner's exemption	$749,088 Land $187,272 Building $561,816
2023	$11,644.00 (+5.28%)	$570,780 Land $171,234 Building $399,546
2022	$11,060.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4373 Monarch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4373 Monarch Dr is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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