4352 Monarch Dr, Fontana, CA 92336 Property Records

San Bernardino County property record for 4352 Monarch Dr, Fontana, CA 92336

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,703 sqft · built 2020
Lot Size	0.099 acres (4,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Feb 2026)
Tax Bill	$12,382 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0239-824-55-0000`

Property Details

APN / Parcel Number

Primary APN	`0239-824-55-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,703 sqft Living Area
Gross Area	3,129 sqft
1st Floor Area	1,206 sqft
2nd Floor Area	1,497 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	4,299 sqft (0.099 acres)
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4352 MONARCH DR
City	FONTANA
State	CA
Zip	92336-4768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 18944 LOT 142 BOOK 351 PAGE 65
Legal Subdivision	TRACT 18944
Legal Tract	18944
Legal Block	1
Legal Lot Number	142
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1007
Census Tract	2709

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4352 MONARCH DR, FONTANA, CA 92336-4768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU
Mar 25, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN KEN INC
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit WILMINGTON TR NA
Nov 2, 2020	Grant Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026 · Amount on Record
Deed Sale	Feb 26, 2026 · Amount on Record
Prior Sale	Mar 25, 2021 · Amount on Record
Deed Document Number	202653775
Record Updated	Sep 20, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 26, 2026
Property Address	4352 MONARCH DR, FONTANA, CA 92336-4768
Document Number	0000053775
Map Reference	MB 351 PG 65-69
Instrument Date	Feb 18, 2026
Instrument	2026-0053775
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4352 MONARCH DR, FONTANA, CA 92336-4768

Mortgage

Document Number	0000053776
Date	Feb 26, 2026
Instrument	2026-0053776

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Mar 1, 2036
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	11.8%

March 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 25, 2021
Property Address	4352 MONARCH DR, FONTANA, CA 92336-4768
Document Number	0000137721
Map Reference	MB 351 PG 65-69
Instrument Date	Mar 3, 2021
Instrument	2021-0137721
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 22, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4352 MONARCH DR, FONTANA, CA 92336-4768

Mortgage

Document Number	0000137722
Date	Mar 25, 2021
Instrument	2021-0137722

Lender

Name	AMERICAN KEN INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4352 MONARCH DR, FONTANA, CA 92336-4768
Document Number	0000490116
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000490116
Date	Dec 3, 2020
Instrument	490116

Lender

Name	WILMINGTON TR NA
Address	WILMINGTON, DE 19890-1600

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Dec 2, 2022

Interest

Rate Type	Adjustable Rate

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 2, 2020
Property Address	4352 MONARCH DR, FONTANA, CA 92336-4768
Document Number	0000429794
Instrument Date	Oct 23, 2020
Instrument	429794
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,497.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 EXCHANGE #200 IRVINE CA 926021340, 200, IRVINE, CA 92602-1340
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$643,315 (+2%) Land $192,994 Building $450,321
2025	$12,382.00 (+2.73%)	$630,701 (+4.04%) Land $189,210 Building $441,491
2023	$12,053.00 (+5.4%)	$606,210 Land $181,863 Building $424,347
2022	$11,435.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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