4372 Pearl Ct, Cypress, CA 90630 Property Records

Orange County property record for 4372 Pearl Ct, Cypress, CA 90630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,451 sqft · built 1964
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Mar 2021)
Tax Bill	$9,743 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`262-284-16`

Property Details

APN / Parcel Number

Primary APN	`262-284-16`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,451 sqft Living Area
1st Floor Area	1,451 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4372 PEARL CT
City	CYPRESS
State	CA
Zip	90630-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 5154 BLK LOT 2
Legal Subdivision	TRACT NO 5154
Legal Tract	5154
Legal Lot Number	2
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1011
Census Tract	110111

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4372 PEARL CT, CYPRESS, CA 90630-2017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Gift Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL
Apr 25, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 15, 2021	Grant Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Prior Sale	Jun 20, 2013 · Amount on Record
Deed Document Number	2021179220
Last Transfer Date	Jul 20, 2026
Transfer Doc	0000211246
Record Updated	Oct 29, 2026

July 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 24, 2026
Property Address	4372 PEARL CT, CYPRESS, CA 90630-2017
Document Number	0000211246
Instrument Date	Jul 20, 2026
Instrument	2026211246
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	PRIORITY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4372 PEARL CT, CYPRESS, CA 90630-2017

Mortgage

Document Number	0000211247,
Date	Jul 24, 2026
Instrument	2026211247

Lender

Name	TOP FLITE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4372 PEARL CT, CYPRESS, CA 90630-2017
Transaction Type	Mortgage
Record Updated	May 7, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4372 PEARL CT, CYPRESS, CA 90630-2017

Mortgage

Document Number	0000102799
Date	Apr 25, 2024
Instrument	2024000102799

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 15, 2021
Property Address	4372 PEARL CT, CYPRESS, CA 90630-2017
Document Number	0000179220
Map Reference	MB 180 PG 29
Instrument Date	Mar 11, 2021
Instrument	2021000179220
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4372 PEARL CT, CYPRESS, CA 90630-2017

Mortgage

Document Number	0000179221
Date	Mar 15, 2021
Instrument	2021000179221

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Cypress City
Secondary School District	Anaheim Union High School District (07 - 12)
Elementary School District	Cypress Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$855,661 (+2%) Land $761,325 Building $94,336
2025	$9,743.00 (+6.92%)	$838,884 (+4.04%) Land $746,397 Building $92,487
2023	$9,112.00	$806,310 Land $717,413 Building $88,897

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994–1995)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - WEST ORANGE COUNTY private · serves 114,693 people · EPA ID CA3010022
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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