Lake County property record for 43702 Tower Rd, Polson, MT 59860
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 3,184 sqft · built 2022 |
| Lot Size | 20 acres (871,636 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,865 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jul 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R868180 |
| Primary APN | R868180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,184 sqft Living Area |
| 1st Floor Area | 2,054 sqft |
| Attic | Attic |
| Attic Area | 1,130 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 871,636 sqft (20 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 364 sqft |
| Deck Area | 216 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 0000031226 |
|---|---|
| Street Address | 43702 TOWER RD |
| City | POLSON |
| State | MT |
| Zip | 59860-7928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ANTIQUE FARMS SUBDIVISION, S27, T23 N, R21 W, LOT 1, ACRES 20.01 |
| Legal Range | 21W |
| Legal Township | 23N |
| Legal Section | 27 |
| Legal Subdivision | ANTIQUE FARMS SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 940307 |
Source: Lake County records, as of October 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43702 TOWER RD, POLSON, MT 59860-7928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 7, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Jul 8, 2022 | Intrafamily Transfer, Transfer · Construction Mortgage WHITEFISH CU |
| Nov 12, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2025 |
| Deed Sale | Apr 15, 2025 |
| Deed Document Number | 2025631191 |
| Prior Transfer Date | Apr 2, 2025 |
| Prior Transfer Doc | 0000631193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 43702 TOWER RD, POLSON, MT 59860-7928 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 43702 TOWER RD, POLSON, MT 59860-7928 |
| Document Number | 0000605176 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 605176 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Jul 8, 2022 |
| Property Address | 43702 TOWER RD, POLSON, MT 59860-7928 |
| Document Number | 0000599339 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 599339 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 43702 TOWER RD, POLSON, MT 59860-7928 |
| Document Number | 0000599340 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 599340 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 17, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Nov 12, 2021 |
| Property Address | 43702 TOWER RD, POLSON, MT 59860-7928 |
| Document Number | 0000593756 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 593756 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10608 W CAMEO DR, SUN CITY, AZ 85351-2708 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16436 SE 135TH ST # 2021, 2021, RENTON, WA 98059-6921 |
Source: Lake County assessment roll, as of September 16, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,865.00 (-10.38%) | $644,175 (+35.22%) | $644,175 (+35.22%) Land $95,455 Building $548,720 |
| 2023 | $3,197.00 | $476,387 | $476,387 Land $49,247 Building $427,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Western Montana CommunityTel Fixed Wireless | 25 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
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