42099 Tower Rd, Polson, MT 59860 Property Records

Lake County property record for 42099 Tower Rd, Polson, MT 59860

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 728 sqft · built 1910
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,327 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R152592`

Property Details

APN / Parcel Number

Primary APN	`R152592`
Alternative APNs	`15-3349-35-1-01-01-0000` `0000001796`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	728 sqft Living Area
1st Floor Area	728 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	1,742,400 sqft (40 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	24 sqft
Shed	1 Shed
Shed Area	192 sqft
Pole Barn	104 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	0000001796
Street Address	42099 TOWER RD
City	POLSON
State	MT
Zip	59860-7402
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S35, T23 N, R21 W, ACRES 40, E2N2NE4
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	3
Census Block	3015
Census Tract	940307

Owner

Source: Lake County records · APN R152592

Assessment roll updated December 31, 2024 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	42099 TOWER RD, POLSON, MT 59860-7402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 02, 2002
Deed Sale	Jan 02, 2002
Deed Document Number	0000000421
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	42099 TOWER RD, POLSON, MT 59860-7402
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42099 TOWER RD, POLSON, MT 59860-7402

Mortgage

Document Number	0000602156
Date	Nov 14, 2022
Instrument	602156

Lender

Name	GLACIER BANK
Type	Bank
Address	49860

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 20, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 31, 2024 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,327.00 (-5.6%)	$486,990 (+45.93%)	$486,990 (+45.93%) Land $96,670 Building $390,320
2023	$2,465.00	$333,709	$333,709 Land $10,059 Building $323,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 86% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.