Gaston County property record for 437 Valley St, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,296 sqft · built 1973 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $243,000 (Nov 2025) |
| Tax Bill | $2,222 (2026) |
| Deeds & Mortgages | Nov 2025 Sale Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08004 10500 |
| Primary APN | 08004 10500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Porch | Porch |
| Porch Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 437 VALLEY ST |
|---|---|
| City | STANLEY |
| State | NC |
| Zip | 28164-1553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUNSET PARK BLK 1 LOT 14 & P/13 PLAT BOOK 094 PAGE 110 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 30205 |
437 Valley St is owned and occupied by two individuals who bought it in November 2025.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 437 VALLEY ST, STANLEY, NC 28164-1553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2025 | Warranty Deed, Transfer |
| Apr 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 9, 2023 | Warranty Deed, Transfer OS NATIONAL LLC, OS NATIONAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on File |
| Deed Sale | Nov 21, 2025 · Amount on File |
| Prior Sale | Apr 24, 2023 · Amount on File |
| Deed Book / Page | 5601 / 1052 |
| Prior Transfer Date | Jul 18, 2005 |
| Prior Transfer Doc | 0041471601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Nov 21, 2025 |
| Property Address | 437 VALLEY ST, STANLEY, NC 28164-1553 |
| Document Number | 0056011052 |
| Book / Page | 5601 / 1052 |
| Instrument Date | Nov 21, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $486.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1009 DAMON POINTE DRIVE, STANLEY, NC 28164 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 437 VALLEY ST, STANLEY, NC 28164-1553 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 24, 2023 |
| Property Address | 437 VALLEY ST, STANLEY, NC 28164-1553 |
| Document Number | 0054060216 |
| Book / Page | 5406 / 216 |
| Instrument Date | Apr 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Title Company | NOT AVAILABLE, OS NATIONAL LLC OD DIVISION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 437 VALLEY ST, STANLEY, NC 28164-1553 |
| Document Number | 0005406219 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 5406/219 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.4% |
| Type Change Date | May 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.4% |
| Index | 5-Year TN |
| Max Rate | 11.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jan 9, 2023 |
| Property Address | 437 VALLEY ST, STANLEY, NC 28164-1553 |
| Document Number | 0053861932 |
| Book / Page | 5386 / 1932 |
| Instrument Date | Jan 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC, OS NATIONAL |
| Amount | Amount on Record |
|---|---|
| Tax | $375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2462 BROOKFIELD DR, GROVER, NC 28073-8729 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 437 Valley St was $2,222.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Stanley Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,222.00 | $204,100 (-) Land $18,500 Building $185,600 | |
| 2025 | $2,222.00 | $204,100 Land $18,500 Building $185,600 | |
| 2023 | $2,255.00 | $205,090 Land $18,500 Building $186,590 | |
| 2021 | $127,390 Land $14,000 Building $113,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 437 Valley St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 437 Valley St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF STANLEY serves 5,750 people · EPA ID NC0136035 |
|---|---|
| Water Source | Purchased surface water from CITY OF MOUNT HOLLY |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures