436 Valley St, Stanley, NC 28164 Property Records

Gaston County property record for 436 Valley St, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,104 sqft · built 1976
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Jan 2023)
Tax Bill$2,102 (2026)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN133785

Property Details

APN / Parcel Number

Primary APN133785
Alternative APN
  • 1538376

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,104 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area20,038 sqft (0.46 acres)
PorchPorch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address436 VALLEY ST
CitySTANLEY
StateNC
Zip28164-1554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUNSET PARK BLK 2 L P/1- 08 004 081 01 000
Legal SubdivisionSUNSET PARK
Legal Block2
JurisdictionGASTON NC
Township / Civil DivisionRIVERBEND
Census Block Group3
Census Block3013
Census Tract30205

Owner

436 Valley St is owned and occupied by an individual who bought it in January 2023.

Source: Gaston County records, as of September 22, 2026

Owner of RecordIndividual Name on File
Mailing Address436 VALLEY ST, STANLEY, NC 28164-1554
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2023 · Amount on File
Deed SaleJan 27, 2023 · Amount on File
Prior SaleAug 11, 2008 · Amount on File
Deed Book / Page5389 / 1848
Prior Transfer DateApr 22, 2008
Prior Transfer Doc0044001451
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Recording DateAug 7, 2026
Property Address436 VALLEY ST, STANLEY, NC 28164-1554
Document Number5661001119
Book / Page5661 / 1119
Instrument DateAug 4, 2026
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address436 VALLEY ST, STANLEY, NC 28164-1554

Mortgage

Document Number5661001119,
DateAug 7, 2026
Book Page5661/1119
Lender
NameTRULIANT FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term144 Months
DueAug 24, 2038
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 436 Valley St was $2,102.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityStanley Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,102.00$193,100 Land $18,500 Building $174,600
2023$2,008.00$182,580 Land $18,500 Building $164,080
2021$86,900 Land $14,000 Building $72,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 436 Valley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 436 Valley St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF STANLEY
serves 5,750 people · EPA ID NC0136035
Water SourcePurchased surface water from CITY OF MOUNT HOLLY
Last State InspectionFeb 2024
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Valley St

Nearby Streets

Search Property Records by Address or Parcel Number