437 Sumal Cmn, Livermore, CA 94551 Property Records

Alameda County property record for 437 Sumal Cmn, Livermore, CA 94551

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,612 sqft · built 2007
Lot Size	0.04 acres (1,753 sqft)
Owner	2 Individual Names on Record
Last Sale	$546,000 (Dec 2007)
Tax Bill	$9,341 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Sep 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`903-12-37`

Property Details

APN / Parcel Number

Primary APN	`903-12-37`
Alternative APN	`903-0012-037-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,612 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,753 sqft (0.04 acres)

Location & Zoning

Street Address	437 SUMAL CMN
City	LIVERMORE
State	CA
Zip	94551-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00095 BLK: TR: 7610
Legal Subdivision	TRACT 7610
Legal Tract	7610
Legal Lot Number	95
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	1
Census Block	1047
Census Tract	451202

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	437 SUMAL CMN, LIVERMORE, CA 94551-9530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2024	Deed of Trust, Mortgage · FHA Mortgage NETWORK CAPITAL FUNDING CORP
Sep 25, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 13, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Feb 5, 2020	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Dec 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 25, 2018	Deed of Trust, Mortgage · FHA Mortgage GLOBAL EQUITY FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2007 · Amount on Record
Deed Sale	Dec 21, 2007 · Amount on Record
Deed Document Number	2007428592
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	437 SUMAL CMN, LIVERMORE, CA 94551-9530
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 SUMAL CMN, LIVERMORE, CA 94551-9530

Mortgage

Document Number	0000108535
Date	Sep 5, 2024
Instrument	2024108535

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	1395 BRICKELL AVE # 4, MIAMI, FL 33131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	437 SUMAL CMN, LIVERMORE, CA 94551-9530
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000185989
Date	Sep 25, 2018
Instrument	2018185989

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	437 SUMAL CMN, LIVERMORE, CA 94551-9530
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111817
Date	Jun 13, 2019
Instrument	2019111817

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jun 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	437 SUMAL CMN, LIVERMORE, CA 94551-9530
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025823
Date	Feb 5, 2020
Instrument	2020025823

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	437 SUMAL CMN, LIVERMORE, CA 94551-9530
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 SUMAL CMN, LIVERMORE, CA 94551-9530

Mortgage

Document Number	0000368859
Date	Dec 30, 2020
Instrument	2020368859

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	437 SUMAL CMN, LIVERMORE, CA 94551-9530
Document Number	0000019847
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	437 SUMAL CMN LIVERMORE CA 945519530, LIVERMORE, CA 94551-9530

Mortgage

Document Number	0000019847
Date	Feb 1, 2018
Instrument	19847

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92117

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Livermore City
Unified School District	Livermore Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$724,470 (+1.02%) Land $222,388 Building $509,082
2025	$9,341.00 (+3.63%) Homeowner's exemption	$717,132 (+4.04%) Land $218,029 Building $499,103
2023	$9,014.00 Homeowner's exemption	$689,292 Land $209,565 Building $479,727	$840,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVERMORE serves 38,892 people · EPA ID CA0110011
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile, Unwired.

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